![effective interest rate guide](https://blog-cdn.moneysmart.sg/wp-content/uploads/2022/05/effective-interest-rate-guide.jpg)
Effective Interest Rate (EIR)—What Does it Mean and How do You Calculate it?
Everybody knows what an interest rate is—it’s effectively a percentage of an amount over a year. If your ...
17 July 2024
![What are Licensed Moneylenders – & What to Look Out For When Borrowing From Them? (Photo Pexels Nicola Barts)](https://blog-cdn.moneysmart.sg/wp-content/uploads/2022/10/Untitled.png)
What are Licensed Moneylenders – & What to Look Out For When Borrowing From Them?
Licensed moneylenders are commonly seen as they sprout all over the country, come knocking on your neighbour’s ...
19 October 2022
![Graphic illustration of hand holding a bill amounting to $5,242 to represent credit score and debt.](https://blog-cdn.moneysmart.sg/wp-content/uploads/2022/08/credit-1.jpg)
6 Reasons Why Your Credit Score Is Bad – Credit Cards & Home Loans (2022)
Most of us will never think about our credit score until… our credit card application or home loan gets ...
4 August 2022
![HSBC debt consolidation plan](https://blog-cdn.moneysmart.sg/wp-content/uploads/2022/05/HSBC-debt-consolidation-plan_masthead.jpeg)
How a Debt Consolidation Plan Could Get You Out of Debt Faster
This post was written in collaboration with HSBC. While we are financially compensated by them, we nonetheless ...
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![How to Pick the Best Home Loan for Your Property in Singapore](https://blog-cdn.moneysmart.sg/wp-content/uploads/2020/03/homeloan_Masthead.png)
How to Pick the Best Home Loan for Your Property in Singapore
Have you got your eye on a new home and are already looking for the best home loan in Singapore? Are you ...
7 February 2022
![SCB Standard Chartered Personal Loan - Credit Score for Faster Approval](https://blog-cdn.moneysmart.sg/wp-content/uploads/2021/06/SCB_Personal_Loan_Credit_Score_masthead.jpeg)
How to Improve Your Credit Score For A Quick Personal Loan Approval in Singapore
This post was written in collaboration with Standard Chartered Bank (Singapore) Limited (“Standard Chartered”). ...
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