
Budgeting
How to Avoid Lifestyle Inflation (When You Finally Get That Pay Rise)
You got a raise—congratulations! But before you book out a celebratory HDL dinner with your friends or start looking at condo listings, let’s have a heart-to-heart about something sneaky: lifestyle...
16 January 2025

Dining
CNY Reunion Dinner 2025—12 Chinese Restaurant Set Meals Under $70++/pax
For some, Chinese New Year (CNY) reunion dinner is your chance to catch up with your extended family and kick off the new year. You haven’t seen them in ages,...
16 January 2025

Announcements
MoneySmart x Citibank Yacht Experience Lucky Draw (Sep 2024)
Thank you for participating in the MoneySmart x Citibank Yacht Experience Lucky Draw (Sep 2024). Here’s the lucky winner: Prize Winner 4-Hour Yacht Experience on EagleWings III for 10pax (worth...
15 January 2025

Budgeting
CPF Guide Singapore: CPF Contribution Rates, Ceilings, Retirement Sum and More (2025)
Higher CPF monthly salary ceiling, Special Account closure for those aged 55 and above, raised Enhanced Retirement Sum (ERS), higher contribution rates for seniors, and more. These are some of...
15 January 2025

Trends
Issue #7: What’s Happening This Week?—Singapore Passport Ranked #1, Etiqa launches Shariah-compliant ILP, and More
The freshly crowned best passport in the world, Singapore’s first Shariah-compliant investment-linked policy (ILP) in over a decade, and a new law that could be the key to protecting your...
10 January 2025

Entertainment
Li Chun 2025: The Most Auspicious Date and Time to Deposit Money This Chinese New Year 2025
You might not know it by name, but perhaps you’ve noticed snaking (get it? It’s the Year of the Snake!) queues at cash deposit machines on a particular day during...
10 January 2025

Budgeting
CNY Ang Bao Guide in Singapore (2025): Ang Bao Rates, Where to Get Notes, And More
The Year of the Snake is almost upon us. Ready to rattle and roll? If you’re married and need to give ang baos (red packets), I’m guessing your wallet is bracing itself...
9 January 2025

Priority Banking
Priority Banking in Singapore (2025): Benefits, Eligibility, And More
There are many ways to fake it if you want to look rich in Singapore. You could buy a nice car and then moonlight as a Grab driver to pay...
8 January 2025

Credit Cards
Best Singapore Credit Cards For Agoda Promotions (2025)
For anyone who’s a travel junkie, we’re probably all familiar with the biggest online travel agent (OTA) platforms in Singapore. These make the whole “planning” part of a trip so...
7 January 2025

Fitness & Beauty
Gyms Memberships in Singapore (2025)—Fitness First, True Fitness, GoFit
The big gym chains in Singapore have a reputation for being rather…how do we put this nicely… predatory. Not only will you be hounded to no end to sign up...
7 January 2025

Invest
Why the 60/40 Portfolio is Outdated—and What’s Next
Remember the trusty old Nokia phones and how indestructible they were? My old Nokia 3310 is still intact, but sadly, it’s no longer relevant in a world dominated by smartphones....
Sponsored article

Credit Cards
Maybank Horizon Visa Signature Card—MoneySmart Review 2025
While other banks promote their credit cards from the rooftops, Maybank lets its products speak for themselves. The Maybank Horizon Visa Signature Card has been quietly making an impression with...
6 January 2025

Trends
Issue #6: What’s Happening This Week?—$300 CDC Vouchers, CNY “Fit” Notes, Credit Card Nerfs, and More
The start of a new year always comes with a host of exciting updates. 2025 is no exception. This year, we’ve started off strong with the release of the latest...
3 January 2025

Invest
CNY Snacks Are Getting Pricier, But What If Your Pineapple Tarts Could Make You Money?
Ever done a double take at the price tag on your favorite festive treats? Yep, you saw that right—they’re practically burning a hole in your wallet. Take bak kwa, for...
Sponsored article

Fitness & Beauty
Cheap Gyms in Singapore: 10 Gym Memberships Under $100/Month (Jan 2025)
Today, many people wouldn’t bat an eye at spending upwards of $200/month on fancy gyms like Fitness First and Virgin Active. Past a certain point, these gyms aren’t just facilities...
2 January 2025

Entertainment
10 Best Places to Catch Fireworks for Free in Singapore This New Year’s Eve 2025
The countdown to 2025 is on, and what better way to welcome the new year than with a dazzling display of fireworks? Whether you’re looking for a romantic spot, a...
28 December 2024

Trends
Issue #5: Bus and MRT Fares Are Going Up, HSBC Extends Live+ Card’s 8% Cashback, and More
Did you see these coming? Public transport fares are going up (boo), and one of the most exciting new cards launched this year is getting its 8% cashback extended (yay!)....
27 December 2024

Travel
Public Holidays in Singapore 2025: How to Get 48 Days of Holiday Using 15 Days of Annual Leave
Where did 2024 go? It feels like just yesterday we were making resolutions and planning holidays, and now here we are, gearing up for another new year. One of the...
27 December 2024

Personal Loans
What To Do If My Personal Loan Gets Rejected? Key Things Singaporeans Need to Know About
Living in a first-class city like Singapore has its perks. While this life comes with convenience and infrastructure, the upkeep is one of the most expensive in the world. Whether...
26 December 2024

Trends
6 Exciting Things to Look Forward to in 2025: Budget 2025, New Resort, Disney Cruise, and More
If 2024 taught us anything, it’s that the world loves a comeback—on stage, on screen, and even in politics. We had the 2024 Olympics in France, following the somewhat subdued...
26 December 2024

Credit Cards
American Express True Cashback Card—MoneySmart Review 2025
Looking for a fuss-free credit card that rewards you for every single purchase? The American Express True Cashback Card might just be your perfect match, offering a straightforward 1.5% cashback...
26 December 2024

Invest
How Does MAS Policy Impact The Singapore Dollar? And Why Should You Care?
Gatherings of central bankers sound about as much fun as having our wisdom teeth extracted…without painkillers. But–believe it or not–all that technical terminology and economics theory as well as forecasting...
19 December 2024

Trends
Issue #4: What’s Happening This Week?—Trust Bank Launches Savings Pots, Private Home Sales Surge, and More
What do a digital otter savings buddy, private home sales and new cars have in common? They’re all part of What’s Happening This Week?, our weekly round-up of the latest...
18 December 2024

Dining
10 Best Christmas Log Cake Promotions in Singapore (2024)—Starting From $25, Up to 30% Off
Spoiler alert: Christmas log cakes aren’t cheap, especially if you buy the really nice, glossy ones from hotels. If you go for a hefty cake (>1kg) with premium ingredients, it’s...
18 December 2024

Shopping
Secret Santa Christmas Gift Ideas Under $25 For Every MBTI (2024)
It’s the most wonderful time of the year! And seeing as it’s already December, it’s high time you start getting those Christmas gifts and allocating a budget for them. In...
16 December 2024