We’ve been receiving questions from readers about whether they can qualify for a personal loan. We figure you’ve got to be pretty desperate if you’re actually writing in to ask...

Taking a personal loan from a bank in Singapore is a relatively common practice and has been for some time now. For some, its like a “Get out of jail...

Unless you need money to urgently purchase a bazooka, before your home gets overrun by a gang of marauding zombies, do NOT take up a personal loan. Yes, you heard us right, don’t...

Being in debt isn’t fun, and you definitely shouldn’t be taking out personal loans for fun. But in certain cases, it can be a smart financial move—when you’re saddled with...

This post was written in collaboration with Pace. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...

Growing up, we were probably taught that debt is a bad thing, something to avoid at all costs. But the truth is more nuanced than that. We are “borrowing” every...

TDSR, which stands for Total Debt Servicing Ratio, is a way for the Singaporean government to keep checks and balances on Singaporean borrowers. I guess it’s always a risk letting...

The word “moneylender” conjures up idyllic images of pigs’ heads stuck on doors and O$P$ spray painted in red in HDB corridors. But licensed moneylenders (i.e. legal ones, unlike your...

Resorting to personal loans can be a wise financial move if you’re already in debt, have no way to repay all of it right now and wish to consolidate your...

This post was written in collaboration with FUTU Singapore (FUTU SG). While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the...

When it comes to finance issues, we get wisdom from our parents, friends, lecturers, siblings, and our own experiences… But are they always accurate and trustworthy? It’s tough enough having...

So, cashflow is tight and you are contemplating getting a personal loan to tide you over. Be it for big-ticket items like a holiday, a wedding, or financial emergencies… as...

Over the past 2 weeks, I’ve received 3 phone calls from several banks in Singapore, all asking if I’m interested in “having more money to spend”. Yup. Apparently, that’s how...

Renovating your home is always an exciting thing to look forward to, with the promise of a refurbished and better looking home to come back to. That is, of course,...

I know, who even uses cash anymore? But when you’re overseas, and say you’re at a street market, you’ll still most likely need to pay in cash. Here’s what you...

This post was written in collaboration with Nasdaq. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...

We’ve all read those news articles about how the Singapore passport is the world’s most powerful in terms of the number of countries it lets us get into visa-free. But...

Recently on 12 March, Apple unveiled its much anticipated third-gen iPhone SE, fifth-gen iPad Air and iPhone 13 in refreshing spring colours, powerful Mac Studio and a new 27-inch 5K...

Hate dealing with coins and have been leaving them in a pile or fish bowl? You might be surprised that those mouldy, forsaken coins can add up to a lot of...

Moving is an exhausting affair. It’s a massive project as you have to pack your possessions in boxes and luggage (or garbage bags), track, move from A to B and...

This post was written in collaboration with the Energy Market Authority (EMA). While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products...

This post was written in collaboration with Singtel. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...

Eat, sleep, work, pay bills, repeat — that’s pretty much life in Singapore. But did you know you can pay many telco, medical and utilities bills by credit card and earn...

This post was written in collaboration with Syfe. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...

Picking the right type of credit card is more of an art than a science. It’s like choosing your Dungeons & Dragons character or starter Pokemon. In fact, just like Bulbasaur, Charmander...