Invest
Could Trust+ Be Better Than Fixed Deposits or T-Bills?
Interest rates were at an all-time high in 2023, which raised the rates for fixed deposits and T-bills. If you were quick to capitalise on the generous rates, you probably...
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Credit Cards
What Kind of Driver Are You? Discover Your Driving Personality Type and the Esso Fuel Rewards You’ll Need
In this compact city-state, getting from point A to point B is always an adventure. On Singapore roads, you’ll often encounter a diverse mix of drivers—from the professionals navigating the...
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Family
The Cost Of Having A Baby In Singapore—Delivery Charges, Doctor’s Fees and Everything Else
Congratulations! If you’re reading this, you’re either (a) expecting your first child (because if this is Baby Number 2 or 3, you would not have the time to read) or...
22 April 2024
Crypto
What Is Bitcoin Halving, and Will It Take Prices to Another New High?
The next Bitcoin halving is projected to take place this week, around 19 April 2024. This major event can drastically affect the price of Bitcoin. Whether you’re considering investing in...
19 April 2024
Personal Loans
CIMB Personal Loan Review 2024: Low Interest Rates from 2.80% Per Annum
Perhaps you’ve got a wedding coming up, or a hospital bill to pay off. Or you could be planning to further your studies or embark on a small business venture....
19 April 2024
Credit Cards
Is the DBS Visa Debit Card Better Than a Credit Card?—MoneySmart Review 2024
Haven’t used a debit card since you were too young and poor to apply for a credit card? The DBS Visa Debit Card just might change that. That’s because you can...
18 April 2024
Healthcare
CareShield Life Guide 2024: What It Is & How to Make the Most of It
By 2050, nearly half of Singapore’s population will be at least 65 years old. With an ageing population, Singapore is bracing for a surge in healthcare spending. It’s vital that...
18 April 2024
Personal Loans
GXS FlexiLoan Review 2024 — Could This Be One Of The Most Flexible Loans Out There?
When it comes to personal loans, we usually think of high interest rates and high fees by the big bad banks, right? But there’s one out there that’s different. Digital...
18 April 2024
Property
Downpayment for Condo: How Much Do First-Timers Need in Singapore?
“Buying a house in Singapore is easy!” …said no one ever. The path to home ownership in Singapore is often a difficult, convoluted and arduous task. It’s one that was...
17 April 2024
Healthcare
Guide to MediShield Life in Singapore 2024—An Updated Look at Premiums, Coverage, Deductibles and Claims
When in Singapore, healthcare can be quite costly. This is also why many working adults invest in medical and hospitalisation insurance the moment they can afford it. Whenever we fall...
16 April 2024
Budgeting
Singapore Inflation Rate 2024—What Is It and Why Does It Matter?
OK, confession time. Even though I know that Inflation is Very Bad and I should do all I can to stay ahead of it, I must confess I haven’t a...
16 April 2024
Healthcare
How Much Are Health Screening Packages in Singapore? Comparing Public and Private Hospitals and Clinics
Just about every Singaporean knows about the importance of health screenings. After all, catching a serious ailment too late could mean huge medical bills or, worse, death. But how much...
16 April 2024
Education
NUS, NTU, SMU & Other Singapore University Degrees—How Much Do They Cost in 2024?
Did you know tuition fees at the University of Pennsylvania, United States, cost about US$66,100 (S$89,850) per year? And according to the QS World University Rankings 2024, UPenn ranks 4...
15 April 2024
Credit Cards
Citi Rewards Credit Card Lets You Accumulate Points for Miles, Cash Rebates and More—MoneySmart Review 2024
If you shop a lot, buy groceries for the whole family, dine out often and take rides everywhere, the Citi Rewards Credit Card may be the most worth it for...
15 April 2024
Credit Cards
The UOB Absolute Cashback Card is Getting Nerfed—MoneySmart Review 2024
“The only credit card with no spend exclusion”, UOB promises of their UOB Absolute Cashback Card. For now. From 6 May 2024, UOB is nerfing their “limitless” cashback credit card....
12 April 2024
Personal Loans
UOB Personal Loan Review 2024: Low Interest Rates from 2.88% Per Annum, Up To 2% Cash Rebate & Flexible Repayment Terms
Have an emergency that requires a large sum of money or want to consolidate credit card debt? Or perhaps your house needs some repairs or you want to renovate. Well,...
12 April 2024
Property
What Kind of Help Can Young Couples Get From HDB When Buying Their First Home?
In conventional Singaporean fashion, every couple looking to settle has to plan years ahead with a BTO application. While it may sound unromantic, it’s still the most affordable way to...
11 April 2024
Travel Insurance
Income’s Travel Insurance Review (2024): COVID-19 Coverage, Pre-existing Conditions, Promotions, Premiums
When you come across the acronym “NTUC,” the FairPrice supermarket probably comes to mind, as every self-respecting auntie would attest. However, frequent travellers may also associate it with the renowned...
9 April 2024
Budgeting
Should I Switch My Electricity Provider? 5 Most Common Questions About SP Group Answered
Remember when the Open Electricity Market (OEM) came into effect on 1 May 2019, and the streets were filled with salespeople trying to convince you to switch? If you’re like...
9 April 2024
Budgeting
16 Cheapest SIM-Only Plans in Singapore: Circles Life, MyRepublic, Zero1, RedONE, VIVIFI, SIMBA, Changi Mobile (Apr 2024)
Anybody who cares about saving money should sign up for a SIM-only data plan. These plans, as the name suggests, come with only a SIM card. That means no new...
8 April 2024
Credit Cards
New UOB Lady’s Card Offering Up to 10 Miles Per Dollar—MoneySmart Review 2024
Most of us are still pouting from the announcement that the UOB One Account will be dropping its interest rates come 1 May 2024. But with every door that closes...
8 April 2024
Invest
Singapore Savings Bond (SSB) Review 2024—What are the Interest Rates and How to Buy
Ever since its inception in 2015, the Singapore Savings Bonds (SSB), launched by the Government, has transformed from a conservative investment option with low returns to a worthwhile investment vehicle...
5 April 2024
Invest
Gold Prices Hit Record High—How to Invest in Gold in Singapore (2024)
Guess who just broke another record? No, not Taylor Swift with her $1 billion-grossing Eras tour that may very well cross the $2 billion mark by the end of its...
5 April 2024
Budgeting
Duit Raya Singapore Guide 2024: How Much Green Packet To Give
In Singapore, Muslims give out duit raya (Raya money, green packets) during Syawal, the month after Ramadan. While duit raya is a widespread custom among Muslims in Singapore, it isn’t...
4 April 2024
Budgeting
Here’s One Way to Save More When You Buy Your Next Mobile Phone
If you have your heart set on the latest iPhone or Samsung phone, then your wallet better be ready. Today, you must fork out anywhere from $1,928 for the Samsung S24...
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