Credit Cards

These Dining Privileges Will Change The Way You Dine, and You Don’t Even Have to Pay For Them

best credit cards for dining in Singapore

Mark Cheng



In a city like Singapore, you’re never too far away from good food. No, let me rephrase that – It’s almost impossible to escape from good food even if you wanted to. We are completely spoilt for choice when it comes to both variety and the high quality of food here.

Over the past few years, Singapore has also seen a proliferation of top notch restaurants boasting world-class chefs, and the level of consumer expectations when it comes to the quality of food has certainly risen over the years.


Dining Out More For Less

Dining is one of Singaporean’s favourite activities. It sure is great to dine out at
nice restaurants and enjoy good quality food. What if those restaurants become
more affordable? Now that’s the real deal.

Imagine getting up to 50% discounts at middle to high-end restaurants across a multitude of cuisines, so you are never out of options when it comes to dining out. For a foodie nation like Singapore, this is something we cannot afford to not tell you about.


The FAR Card Classic (worth $425)

With the Far Card Classic, you can enjoy these dining privileges at 3 local hotels – Fairmont Singapore, Swissôtel The Stamford and Swissôtel Merchant Court. It also gives you similar dining privileges at 4 regional hotels –  Swissôtel Nankai, Osaka,  Swissôtel Nai Lert Park, Bangkok, Raffles Hotel Le Royal, Phnom Penh and Raffles Grand Hotel d’Angkor, Siem Reap.

This card covers restaurants across a multitude of cuisines, so you are never out of options when it comes to dining out. More importantly, this means you can enjoy up to 50% discounts at popular restaurants such as Equinox and Mikuni. Check out the FAR card’s full list of establishments.

In addition, you also get to enjoy savings on hotel stays at Fairmont Singapore and Swissôtel The Stamford, Swissôtel Merchant Court.


American Express Love Dining Privileges


Similar to the Far Card Classic, American Express’ dining privileges called Love Dining @ Hotels and Love Dining @ Restaurants can help you shave up to 50% off your bill, depending on the size of your group. Love Dining has a much wider range of restaurants under its belt. In fact, since the inception of its predecessor The Palate Card, American Express has added on many more merchants that give you a huge range of options for dining.

Feel like getting your meat fix? You can always head on down to Lawry’s The Prime Rib or Burlamacco Ristorante. For something closer to home, they have a wide range of TungLok group restaurants as well. There’s really an extensive list of participating partners for you to choose from.

The number of outlets combined with the exceptional quality of the restaurants
in this list is amazing. We didn’t believe how good it was at first either.


These Dining Privileges Could Be Yours For Free!

Both The Far Card and Love Dining privileges also provide discounts for bar drinks, so your night doesn’t just end with dinner. With the dining establishments & bars it covers, The Far Card Classic alone could stand on their own as being worth your money – but now it’s being offered complimentary when you sign up for an American Express Platinum Credit Card now.

Product Details

American Express Platinum Credit Card

American Express Platinum Credit Card

Card Benefits

  • Win 2 Business Class Tickets to Seoul
  • MoneySmart Promotion! – Bonus S$100 worth of NTUC Vouchers
  • Love Dining @ Restaurants: 50%, 35%, 15% savings when dining with 1 friend, 2 friends, and alone respectively
  • Enjoy savings at artfully curated restaurants and Singapore's finest hotels with Love Dining
  • Love Dining @ Hotels: Discounts applicable for groups up to 19 pax at Raffles Hotel Singapore, Shangri-La Hotel Singapore, The St. Regis and more
  • With Love Dining @ Hotels, receive a complimentary The Far Card Classic Membership
  • Eligible for use with Apple Pay

That’s not all. American Express now has two sign up promos. If you choose a first year fee waiver, you get a Samsonite Armet Spinner 57cm expandable luggage worth $380. If you choose to pay the annual fee of $321 (incl. of GST), you’ll receive a complimentary TUMI VAPOR luggage worth $825 and a Philips Air Purifier AC4012 worth $599.

With two dining memberships of combined worth close to $900 provided, this is certainly one lifestyle credit card that you can’t miss. If you are interested in applying for the American Express Platinum Credit Card, you can apply here.

What do you think of the list of restaurants these dining privileges cover? Would you eat at them if you could enjoy up to 50% off? Which is your favourite? Share your thoughts with us here!

This article was brought to you in collaboration with American Express.

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Mark Cheng

I rant and rave a lot, but when I'm not busy doing that, I'm managing the content for MoneySmart. I love Singapore, but I also believe in helping it to improve bit by bit, and that's where MoneySmart comes in. Have some thoughts? Drop me an email at

  • Guest

    Can we use the card for the first year without paying the annual fee, and then cancel the card before I reach the 2nd year if I don’t find enough use for it?

    • markatmoneysmart

      You can! If you do use it, however, you should be able to angle for a fee waiver as well the following year but I think that depends on how much you’ve used the card.

      • Ian

        You can’t
        American Express does not believe in waiving their annual fees and I should know given that I been using them before and for quite a large sum annually too.

        • Joe

          actually, they do. it’s my 3rd year and i haven’t paid an annual fee. I do spend quite a bit on the card thou.

  • Guest

    Amex do waive their annual fees but you have to spend quite a substantial amount with them before they do so. 🙂

  • ting ting li

    Actually for these two cards, while you get the first year free, there is a criteria that you have to pay the annual fee of the Amex card for the first year, no waiver. That’s the catch. I’ve enquired before.

  • Ming

    JAAN is not included.

  • Bridge TAX

    These cards I see have value on the 1st 2 bands. but after that, on some places we can 1 for 1 and 2 for 1. But of course if they are very high famous resturants then great to consider… but if general hotels …I really wouldn’t spend on that. unless my company gives it to me for free. Impressive ratio : So – So