peter-lin

Articles by Peter Lin

I am the poster boy for reinventing one's self. I've been a broadcast journalist, technical writer, banking customer service officer and a Catholic friar. My life experiences have made me the most cynical idealist you'll ever meet, which is why I'm also the co-founder of a local pop culture website. I believe ignorance is not bliss, and that money is the root of all evil only if you allow it to be.

6 Things to Know About Travel Insurance for Extreme Sports and Outdoor Adventure Coverage (2026)
Travel Insurance
6 Things to Know About Travel Insurance for Extreme Sports and Outdoor Adventure Coverage (2026)
If you’re planning a ski trip, scuba diving trip or something even crazier than that, then you need to know make sure your travel insurance covers that.
29 May 2026
What is Effective Interest Rate (EIR) and Why Does It Matter?
Personal Loans
What is Effective Interest Rate (EIR) and Why Does It Matter?
Why do loans have an effective interest rate, or EIR, in addition to the advertised interest rate? Here's a guide to understanding and calculating EIR.
28 March 2025
HDB Loan Eligibility, Interest Rates & Downpayment (2024)—A Beginner's Guide
Home Loans
HDB Loan Eligibility, Interest Rates & Downpayment (2024)—A Beginner's Guide
If you’re buying an HDB flat in Singapore, you often have the option of taking an HDB concessionary loan, better known as an HDB loan. Compared to a...
2 May 2024
Can I Take A Personal Loan? Find Out With These 7 Questions
Personal Loans
Can I Take A Personal Loan? Find Out With These 7 Questions
Take a moment to find out what personal loans are, and learn what to do if and when you need them. A personal loan is an unsecured loan that you can...
20 November 2023
DBS FHR Home Loan - The Fixed Deposit Home Rate and Why It's So Different From Other Home Loans
Home Loans
DBS FHR Home Loan - The Fixed Deposit Home Rate and Why It's So Different From Other Home Loans
When I think "groundbreaking”, I think of Marvel and the first Guardians of the Galaxy movie, which starred a talking raccoon and a walking tree and s...
18 October 2022
What To Do If You Get Robbed – Or Got Your Car Stolen – In Malaysia?
Travel Insurance
What To Do If You Get Robbed – Or Got Your Car Stolen – In Malaysia?
Singaporeans love to travel to Malaysia for many reasons – for work, the cheap petrol, the amazing food, soak in the culture, Shi-B Cafe, extremely pi...
19 July 2022
5 Common Reasons Why Singaporeans Take Personal Loans
Personal Loans
5 Common Reasons Why Singaporeans Take Personal Loans
Taking a personal loan from a bank in Singapore is a relatively common practice and has been for some time now. For some, its like a "Get out of jail...
7 April 2022
3 Situations a Personal Loan Could Save You From Further Debt
Personal Loans
3 Situations a Personal Loan Could Save You From Further Debt
Unless you need money to urgently purchase a bazooka, before your home gets overrun by a gang of marauding zombies, do NOT take up a personal loan. Ye...
7 April 2022
Here's Why the Basic Retirement Sum Isn't Something Singaporeans Should Be Worrying About
Budgeting
Here's Why the Basic Retirement Sum Isn't Something Singaporeans Should Be Worrying About
Depending on who you believe, you may think our CPF savings are like Russia. You know it’s there, I know it’s there. But very few Singaporeans have ac...
28 February 2022
5 High End Restaurants in Singapore with Good Valentine's Day Deals
High Life
5 High End Restaurants in Singapore with Good Valentine's Day Deals
I have a bad habit of thinking out loud. I would constantly say random things like, “You’re not old enough for me to give up my seat“, “That outfit is...
9 February 2022