moneysmart

Articles by MoneySmart

MoneySmart Group is a personal finance platform helping millions across Southeast Asia make smarter moves with their money. Between fine print, endless options, and financial jargon, managing money can feel like a full-time job. MoneySmart cuts through the noise and make complex decisions—from picking the perfect credit card to finding the right insurance—simple, clear, and (dare we say it) even a little enjoyable. Across the region, our trusted platforms, MoneySmart.sg in Singapore and MoneySmart.hk in Hong Kong guide every earning, spending, saving, and investing decision.

Why Standalone Critical Illness (CI) Plans Are Cheaper In Your 20s
Life Insurance
Why Standalone Critical Illness (CI) Plans Are Cheaper In Your 20s
This post was written in collaboration with Singlife. While we are financially compensated by them, we nonetheless strive to maintain our editorial in...
4 June 2020
U.S. Fed Rates Slashed, SIBOR Plunges: What Does That Mean For 2020 Mortgage Rates in Singapore?
Home Loans
U.S. Fed Rates Slashed, SIBOR Plunges: What Does That Mean For 2020 Mortgage Rates in Singapore?
2019 was the year of SIBOR's recovery, but the recent emergency fed rate cut has officially tipped the scales. The Federal Reserve interest rate were...
2 June 2020
Gaming Console Prices in Singapore — PS4 vs Xbox One vs Nintendo Switch
Shopping
Gaming Console Prices in Singapore — PS4 vs Xbox One vs Nintendo Switch
Hate to break it to you, but if you thought you were the only genius who thought of buying a gaming console to tide you through the circuit breaker lo...
11 May 2020
Circles Life Review 2020: Plans, Promo Codes & Data Roaming Options
Budgeting
Circles Life Review 2020: Plans, Promo Codes & Data Roaming Options
Circles Life was the radical new player that changed the entire telco scene in Singapore in 2016. As a mobile virtual network operators (MVNO), it tap...
8 May 2020
The "Great Lockdown Recession": Is This a Good Time to Start Investing?
Invest
The "Great Lockdown Recession": Is This a Good Time to Start Investing?
Covid-19 has been devastating for many workers and industries, but investors are divided as to whether this is a hellhole from which the economy will...
29 April 2020
Covid-19 Circuit Breaker: An Updated List of CCB Measures and Fines
Budgeting
Covid-19 Circuit Breaker: An Updated List of CCB Measures and Fines
Maybe one day I'll be mature enough to not giggle at it, but as of now, I'm really tickled by how everyone is embracing the term "CCB", which now stan...
21 April 2020
[UPDATED] Solidarity Budget 2020 — $600 Solidarity Payment, 75% Co-Funding for Wages & More
Budgeting
[UPDATED] Solidarity Budget 2020 — $600 Solidarity Payment, 75% Co-Funding for Wages & More
By now, you should be pretty dang shaken by the social and economic impacts of the Covid-19 pandemic. If not, then you and your circle are very privil...
21 April 2020
Giving.sg Charity Portal:  13 Charities for Covid-19 Donations in Singapore
Budgeting
Giving.sg Charity Portal: 13 Charities for Covid-19 Donations in Singapore
The Covid-19 coronavirus outbreak has shined light on the most vulnerable people in society, such as the ill, elderly, disabled, etc. If you are young...
17 April 2020
Did You Know That 2 Diamonds With the Same GIA Cert (and Price) Can Look Very Different? Here's Why
Budgeting
Did You Know That 2 Diamonds With the Same GIA Cert (and Price) Can Look Very Different? Here's Why
This post was written in collaboration with JannPaul. While we are financially compensated by them, we nonetheless strive to maintain our editorial in...
9 April 2020
Covid-19 Relief: Compilation of Government Financial Assistance Schemes
Budgeting
Covid-19 Relief: Compilation of Government Financial Assistance Schemes
Unemployment during this Covid-19 outbreak is a very real thing. The government recently announced the supplementary resilience budget 2020, setting a...
6 April 2020