joannepoh

Articles by Joanne Poh

In my previous life, I was a property lawyer who spent most of my time struggling to get out of bed or stuck in peak hour traffic. These days, as a freelance commercial writer, I work in bed, on the beach, in parks and at cafes, all while being really frugal. I like helping other people save money so they can stop living lives they don't like.

Look Out For These 3 Financial Red Flags Before Getting Married
Opinion
Look Out For These 3 Financial Red Flags Before Getting Married
Singaporean women have a reputation for being money-sucking gold diggers, or at least that’s what the regulars over at the EDMW forums would have you believe. Whether this rather unbecoming...
14 December 2015
Most People in Other Developed Countries Can’t Enjoy These 4 Things Singaporeans Take For Granted
Opinion
Most People in Other Developed Countries Can’t Enjoy These 4 Things Singaporeans Take For Granted
As Singaporeans, we spend so much of our time complaining about how expensive things are that anyone outside of the country would think we were all living in card board...
14 December 2015
3 Ways Young Singaporeans Can Help To Save Money When Living With Their Parents
Family
3 Ways Young Singaporeans Can Help To Save Money When Living With Their Parents
If the government wants to know why young Singaporeans aren’t coupling up and having babies as often or as quickly for their liking, they might want to consider that living...
11 December 2015
christmas gifts singapore
Shopping
The Most Awesome Christmas Gifts to Buy Under $30 / $50 / $300
If you still have money leftover after paying last month’s credit card bills and making your housing loan repayments, then congratulations, you get to spend more of it on Christmas...
10 December 2015
sbs smrt alternatives singapore
Transportation
4 Ways to Make Taking Public Transport in Singapore More Bearable and Productive
Recently, after five years of avoiding the overcrowded buses and MRT, I sold my motorcycle. What followed was one month of extreme frustration. From waiting 20 minutes for buses while...
10 December 2015
best credit cards students singapore
Opinion
3 Things Singaporean Students Should Learn at School That Can Impact Their Finances as Adults
I’ll be the first person to tell you that you can’t expect MOE teachers to teach kids everything. Asking why your kid can’t tie his shoelaces or isn’t a stock...
10 December 2015
3 Things You Should Leave Out From Your Resume
Career
3 Things You Should Leave Out From Your Resume
I’ve got several friends who are either business owners or recruitment agents, and as a result I’ve had the opportunity to have a look at many of the resumes sent...
9 December 2015
5 Retirement Expenses Singaporeans Will Definitely Regret Not Planning For
Budgeting
5 Retirement Expenses Singaporeans Will Definitely Regret Not Planning For
If you intend to rely entirely on your CPF savings when you retire, you’d better prepare to spend the final years of your life eating plain bread and spending all...
8 December 2015
3 Mindset Changes That Can Have a Huge Impact on Singaporeans’ Financial Lives
Opinion
3 Mindset Changes That Can Have a Huge Impact on Singaporeans’ Financial Lives
To be brutally honest, the pursuit of the Singaporean dream is going to end in bankruptcy for a lot of people. When are Singaporeans going to come to terms with...
8 December 2015
4 Ways Singaporeans Can Get More Time Off From Work
Career
4 Ways Singaporeans Can Get More Time Off From Work
Once upon a time, whenever I met random people overseas and told them I was from Singapore, those who knew we weren’t part of China used to snigger and comment...
8 December 2015
2 Big Questions Students Must Ask Themselves Before Picking a University Course
Education
2 Big Questions Students Must Ask Themselves Before Picking a University Course
The school holidays are upon us, and hordes of 17 to 20-year-olds graduating from secondary schools, JCs and polytechnics all over Singapore have a tough decision ahead of them—deciding what...
3 December 2015
4 Important Finance Tips That Millennials Should Definitely Pay Attention To
Opinion
4 Important Finance Tips That Millennials Should Definitely Pay Attention To
Most personal finance stuff on the Internet sounds like it’s targeted at fifty year old towkays with piles of cash in the bank just waiting to be invested, and a...
2 December 2015
6 Unexpected Costs of Owning a Pet in Singapore
Budgeting
6 Unexpected Costs of Owning a Pet in Singapore
Christmas is coming, and just about every parent in Singapore is going to have to think of yet another excuse for not buying their kids the dog or cat they’ve...
2 December 2015
3 Important Basics Singaporeans Must Know When It Comes To Your Home Downpayment
Property
3 Important Basics Singaporeans Must Know When It Comes To Your Home Downpayment
The biggest hurdle to most Singaporeans hoping to purchase property isn’t the hefty loan repayments each month, but the gigantic downpayment, a sum that exceeds the lifetime earnings of the...
2 December 2015
5 Awful Christmas Gifts We Hope You Won’t Be Giving This Year
Entertainment
5 Awful Christmas Gifts We Hope You Won’t Be Giving This Year
I’ve never received a vacuum cleaner for Christmas, but I imagine it would be somewhere near the top of the list of the worst Christmas gift of all time.
1 December 2015
Spend More Than You Earn? Do These 4 Things Before It’s Too Late
Budgeting
Spend More Than You Earn? Do These 4 Things Before It’s Too Late
As a kid, if you wanted to buy that minidisc player or JNCO jeans, you had two options—either beg your parents for the money to buy it, or go without—even...
1 December 2015
3 Affordable Ways to Get People to Work For You Without Hiring Full-time Staff
Career
3 Affordable Ways to Get People to Work For You Without Hiring Full-time Staff
So you’ve decided to take the plunge and become your own boss. The only problem is, you don’t have the skills to pull this off your on your own, but...
27 November 2015
The 5 Best Shopping Holiday Destinations for Singaporeans This Festive Season
Travel
The 5 Best Shopping Holiday Destinations for Singaporeans This Festive Season
They don’t call shopping Singapore’s national sport for nothing. Let’s just say it’s the one sport we don’t need to import players from abroad to excel in. A recent survey revealed...
26 November 2015
6 Expensive Purchases That Singaporeans Think Will Make Them Feel Better, But Don’t
Budgeting
6 Expensive Purchases That Singaporeans Think Will Make Them Feel Better, But Don’t
The world is full of questionable items that people buy anyway. If someone is crazy enough to think it up, you can bet wily marketers somewhere are scheming to make...
26 November 2015
6 Things You Can Do By Yourself Instead of Paying Someone Else to Do It
Budgeting
6 Things You Can Do By Yourself Instead of Paying Someone Else to Do It
Singaporeans are master outsourcers. We like to pay people to do everything for us, from household chores and minding the kids to washing our cars and feeding ourselves. We never...
26 November 2015
4 Frugal Alternatives to Letting Your Child Go Crazy with a Smartphone
Opinion
4 Frugal Alternatives to Letting Your Child Go Crazy with a Smartphone
It’s getting more expensive to raise kids than to upkeep a thieving mistress these days. Kids in school uniforms play games on the latest, greatest smartphones while their elders get...
25 November 2015
What Can Job Recruiters Do For You and is it Worthwhile Using One?
Career
What Can Job Recruiters Do For You and is it Worthwhile Using One?
The average Singaporean under 35 changes job every 3.4 years. Unless you plan on being abused by your current boss for the rest of your life, it’s worth your while...
24 November 2015
The 6 Best Items to Buy From Target Now That They Ship to Singapore
Shopping
The 6 Best Items to Buy From Target Now That They Ship to Singapore
Ten years ago, Singaporeans had to flock overseas to shop at H&M and Uniqlo. These days, we have almost every retail option we could hope for on our shores except…...
20 November 2015
How to Keep a Long Distance Relationship Affordable
Opinion
How to Keep a Long Distance Relationship Affordable
No, you’re not in a long-distance relationship if your significant other lives in Pasir Ris while you’re somewhere in Woodlands. Yes, we know taking public transport to your SO’s place...
20 November 2015
5 Strategies to Make Sure Your Wallet Doesn’t Suffer From Your Shopping Addiction
Shopping
5 Strategies to Make Sure Your Wallet Doesn’t Suffer From Your Shopping Addiction
Shopping is Singapore’s national sport, and trust me, that’s not a compliment. Addiction to shopping is like a national disease. People get into mountains of credit card debt, spend months...
19 November 2015