joannepoh

Articles by Joanne Poh

In my previous life, I was a property lawyer who spent most of my time struggling to get out of bed or stuck in peak hour traffic. These days, as a freelance commercial writer, I work in bed, on the beach, in parks and at cafes, all while being really frugal. I like helping other people save money so they can stop living lives they don't like.

job dead inside stress
Opinion
3 Very Singaporean Problems More Money Can’t Seem to Solve
For Singaporeans, money is at the root of most of our problems, or at least that’s what we think. Most ordinary Singaporeans are stressed out about money. Even those with...
27 July 2016
gen y new year resolution singapore
Opinion
Why Millennials Should Care about What the Government is Doing to Keep Older Singaporeans Employed
So recently, Tharman Shanmugaratnam said that Singapore’s retirement age will have to go someday. And of course, many young people responded with an impassioned “So you want us to work...
26 July 2016
daiso singapore
Budgeting
5 Essential Shops for Singaporeans on a Budget
ION Orchard or Paragon are what many shoppers in Singapore think of when they want to drop some cash. Well, if you like throwing money at designer handbags with fancy...
26 July 2016
Can’t Afford to Go to University? Here are 9 Options for Getting Those Fees Paid
Education
Can’t Afford to Go to University? Here are 9 Options for Getting Those Fees Paid
Remember when you were in primary school and you prayed fervently for the day when you could be all grown up and never have to go to school again?
26 July 2016
Why It’s Such a Bad Idea to Sign Up For Long Term Gym Memberships and Spa Packages in Singapore
Fitness & Beauty
Why It’s Such a Bad Idea to Sign Up For Long Term Gym Memberships and Spa Packages in Singapore
The first time I ever stepped into a big, fancy gym chain was when I was 19, about oh a zillion years ago. A friend had bought a membership at...
25 July 2016
4 Mistakes Singaporeans Make When They Feel Broke
Opinion
4 Mistakes Singaporeans Make When They Feel Broke
Being broke in Singapore sucks, and that’s not just because everyone here judges people based on the amount of money they have (the way bankrupt people are treated in Singapore, it’s like...
25 July 2016
5 Free Ways to Enjoy Sport and Exercise in Singapore
Fitness & Beauty
5 Ways Singaporeans Can Exercise For Free Without Ever Leaving the Neighbourhood
Singaporeans aren’t getting enough exercise, unless you count typing in an office cubicle exercise, and it’s getting so serious that even the government is worried, hence the free ActiveSG credit.
22 July 2016
4 Things You Can Negotiate Before Taking Up a Job Offer
Career
4 Things You Can Negotiate Before Taking Up a Job Offer
When you were at school, people tended to take everything the teachers and principal said as the gospel truth. So, the school doesn’t want to let you take Bio instead...
20 July 2016
cheap holiday destinations
Travel
4 Types of Overseas Holidays Singaporeans on a Budget Can Enjoy
The one thing in Singapore that’s cheap is getting out of the country. Even if you’re totally broke, you can walk across the Causeway or take a $50 plane ride...
19 July 2016
3 Tips for Getting the Most Out of Your Annual Leave Even if You Don’t Go Overseas or Spend a Fortune
Opinion
3 Tips for Getting the Most Out of Your Annual Leave Even if You Don’t Go Overseas or Spend a Fortune
I’ve noticed this pattern amongst Singaporean employees. People plan their annual leave meticulously around their overseas holidays, often months in advance. But nobody ever wants to just take the day...
19 July 2016
uberpool grabhitch backseat passenger
This Versus That
GrabHitch vs UberPOOL: Comparison of the Carpooling Apps
Singapore may be a tiny island, but getting from one place to another is often slower than it should be, especially if you live in far flung suburbs like Bukit...
18 July 2016
6 Unexpected Things Singaporeans End Up Forking Out Money For When They Travel
Travel
6 Unexpected Things Singaporeans End Up Forking Out Money For When They Travel
The great thing about Singapore is that when you get sick of the unbearable weather and the suffocating crowds, you can get out super easily. All you have to do...
15 July 2016
3 Ways You Can Encourage Yourself to Save Money by Modifying Your Home Environment
Budgeting
3 Ways You Can Encourage Yourself to Save Money by Modifying Your Home Environment
Alcoholics trying to stay sober should definitely not display artistic Absolut Vodka posters on their walls. People trying to lose weight have no business stocking their fridges with Krispy Kreme.
15 July 2016
awkward money moments singapore
Budgeting
3 Reasons Singaporeans Make Saving Money So Hard For Themselves
As bad as Singaporeans are at saving money, it’s not like we don’t want to. After all, who doesn’t want to have more money and retire early? But that’s easier...
14 July 2016
bicycle singapore
Opinion
Will Singapore Ever Become a Nation of Cyclists?
A few years ago, when faced with the prospect of cycling, Singaporeans would always cite the scorching weather as a reason why it was not a viable transportation option. Fast forward...
14 July 2016
3 Big Ways Grab and Uber Have Made Singaporean Lives Better
Opinion
3 Big Ways Grab and Uber Have Made Singaporean Lives Better
If there are saviours Singaporeans should all bow at the altar of, it’s Grab and Uber. While taxi drivers might disagree, for most of Singapore there is no doubt that Grab...
12 July 2016
free mrt rides
Opinion
3 Reasons Nobody Can be Bothered to Claim Those Free Early Morning MRT Rides
Recently, Senior Minister of State Josephine Teo announced that LTA would continue doling out free morning rides to commuters for another year. Sure, the idea sounds great in principle. Offer...
11 July 2016
3 Ways Almost Every Singaporean Wastes Precious Time
Opinion
3 Ways Almost Every Singaporean Wastes Precious Time
Time is money, and I’m not just saying that because I’ve got something against those people who spend all their lives surfing Facebook. Part of the reason Singaporeans spend so...
11 July 2016
3 Things You Should Do When You Receive Your First Paycheck
Career
3 Things You Should Do When You Receive Your First Paycheck
What are you going to do with your first paycheck? Ask a bunch of millennials that, and they’ll probably tell you: buy a Prada bag, open a bottle at the...
11 July 2016
digital wallet singapore
Shopping
Apple Pay, Android Pay and Samsung Pay: What Singaporeans Need to Know About Digital Wallets
The phrase “digital wallet” must ring some sort of bell by now, even for the most technologically backward amongst us, simply because everyone’s been going on and on about them—well,...
8 July 2016
3 Common Mistakes That Make Singaporeans Lose Money on the Property Market
Property
3 Common Mistakes That Make Singaporeans Lose Money on the Property Market
Most Singaporeans will never, ever have to rent property. Many just make the transition from children living in their parents’ flats to (mostly married) homeowners. That’s just the way things...
7 July 2016
3 Things Too Many Singaporeans Pay a Premium For Without Realising It
Budgeting
3 Things Too Many Singaporeans Pay a Premium For Without Realising It
Singaporeans complain so much about not having enough money and the high cost of living that you’d think everyone was eating stale bread for dinner, with an old TV set...
7 July 2016
super skills
Entertainment
5 Super Skills You Can Pick Up Absolutely Free
Those kids whose daddies have money might be sending them to tuition classes and golf lessons to give them the edge over their peers, but don’t worry, as an adult...
4 July 2016
PMETs Starting New Careers Should Turn to These 5 Resources for Help
Career
PMETs Starting New Careers Should Turn to These 5 Resources for Help
When it comes to the job market, there is no mercy. One day you’re coasting on the high of being at a cushy spot on the career ladder, and the...
1 July 2016
5 Things That Hipsters are Gentrifying in Singapore
Budgeting
5 Things That Hipsters are Gentrifying in Singapore
Everyone has that hipster friend who owns an actual typewriter which he displays proudly in his room right beside his MacBook. Things that were once considered old and decrepit are...
30 June 2016