joanne-poh

Articles by Joanne Poh

In my previous life, I was a property lawyer who spent most of my time struggling to get out of bed or stuck in peak hour traffic. These days, as a freelance commercial writer, I work in bed, on the beach, in parks and at cafes, all while being really frugal. I like helping other people save money so they can stop living lives they don't like.

2 Essential Things to Consider When Buying an Old HDB Resale Flat
Property
2 Essential Things to Consider When Buying an Old HDB Resale Flat
Home isn’t just where the heart is. In Singapore, home is also where the money is. Many people pour all their money into their properties, signing up...
27 June 2024
7 Best Personal Accident Insurance Plans That Cost Under $175/Year in Singapore (2024)—Less Than $0.50 a Day!
PA Insurance
7 Best Personal Accident Insurance Plans That Cost Under $175/Year in Singapore (2024)—Less Than $0.50 a Day!
Everyone experiences bad luck now and then. Like when you don’t strike Toto, the MRT breaks down, or your HDB block didn’t get selected for en bloc....
25 June 2024
What Is The Additional Buyer’s Stamp Duty (ABSD) “99-1 Loophole” in Singapore and Is It Illegal? (2024)
Property
What Is The Additional Buyer’s Stamp Duty (ABSD) “99-1 Loophole” in Singapore and Is It Illegal? (2024)
The mark of a true blue Singaporean isn't how well he/she can follow the law, it's about getting around it without breaking it. But all that becomes t...
24 June 2024
Citibank Cash Back+ Credit Card: MoneySmart Review 2024
Credit Cards
Citibank Cash Back+ Credit Card: MoneySmart Review 2024
I have a soft spot for cash back credit cards. There’s none of that beating around the bush, trying to predict when your rewards points expire or gett...
6 June 2024
Going Freelance? Here’s How You Should Plan Your CPF & Finances For 2024
Career
Going Freelance? Here’s How You Should Plan Your CPF & Finances For 2024
Back when I started freelancing full-time in 2014, the only friends who were free to meet up with me at midnight were home tutors. Now, it seems like...
24 May 2024
Best Hotel Rewards and Loyalty Programmes That Work Around the World in 2024
Travel
Best Hotel Rewards and Loyalty Programmes That Work Around the World in 2024
Picture this: You're sipping a complimentary glass of champagne as you step into a luxurious suite with breathtaking views of an iconic city skyline....
16 May 2024
7 Best Rewards Credit Cards in Singapore (2024): Citibank, OCBC, DBS & More
Credit Cards
7 Best Rewards Credit Cards in Singapore (2024): Citibank, OCBC, DBS & More
If you love collecting points and redeeming them, a rewards credit card will give you some added life satisfaction. These days, there’s a lot more in...
27 April 2024
Is the DBS Visa Debit Card Better Than a Credit Card?—MoneySmart Review 2024
Credit Cards
Is the DBS Visa Debit Card Better Than a Credit Card?—MoneySmart Review 2024
Haven’t used a debit card since you were too young and poor to apply for a credit card? The DBS Visa Debit Card just might change that. That’s because...
18 April 2024
The UOB Absolute Cashback Card is Getting Nerfed—MoneySmart Review 2024
Credit Cards
The UOB Absolute Cashback Card is Getting Nerfed—MoneySmart Review 2024
"The only credit card with no spend exclusion", UOB promises of their UOB Absolute Cashback Card. For now. From 6 May 2024, UOB is nerfing their "limi...
12 April 2024
Yoga in Singapore: 18 Best Yoga Studios and Their Prices, Free Yoga Classes, And More (2024)
Fitness & Beauty
Yoga in Singapore: 18 Best Yoga Studios and Their Prices, Free Yoga Classes, And More (2024)
Where do you find free or affordable yoga classes in Singapore? We surveyed 18 yoga studios to find out. The real yoga price list, updated 2024.
28 February 2024