caleb

Articles by Caleb Leong

Travelling the world and getting involved in cross-cultural works is Caleb's passion. Freelance digital marketing and content writing is a way for him to express himself creatively while earning his keep. He unwinds by diving into a variety of music genres. Living in a digitally disrupted world, he'd like to offer a different perspective on finances to show people the possibilities of what goes beyond a typical “Singaporean life”.

Allianz’s Bid for NTUC Income Blocked: What Awaits Income Policyholders in 2024?
Opinion
Allianz’s Bid for NTUC Income Blocked: What Awaits Income Policyholders in 2024?
Do you remember Allianz, the prominent German insurer, wanting to buy a 50% controlling stake in Income in July? Well, it seems that the deal is on hold (for now)....
2 days ago
indian sweets for deepavali singapore guide
Dining
Deepavali 2024: 11 Best Places to Buy Indian Sweets in Singapore
As Deepavali draws near, Singapore lights up with vibrant colours, lively kolam, and the enticing scent of mithai—traditional Indian sweets. These treats are more than just desserts. They’re symbols of...
5 days ago
understanding foreign exchange rates guide for singaporeans
Travel
Understanding Foreign Exchange Rates: 2024 Guide for Singaporeans
Foreign exchange rates might seem like a topic for Wall Street, but in Singapore, they’re closer to home than you’d expect. The strength of the Singapore Dollar (SGD) directly impacts...
18 October 2024
The Ultimate Guide to 24-Hour Money Changers in Singapore
Travel
The Ultimate Guide to 24-Hour Money Changers in Singapore
So, you’re all set to embark on your long-awaited trip. Flights and accommodation—booked. Travel itinerary—planned. Suitcase—packed. Travel insurance—checked. There’s just one final step left: changing money.  But it’s 11 pm,...
18 October 2024
singlife travel insurance moneysmart review
Travel Insurance
Singlife Travel Insurance—MoneySmart Review 2024
The thrill of going on holiday often renders most of us guilty of leaving travel insurance at the bottom of our to-do list, upon confirming the holiday plans. However, as...
26 August 2024
Latest 6-Month T-bill Offers Cut-Off Yield of 3.40% – What Does it Mean For Your Investment in 2024?
Invest
Latest 6-Month T-bill Offers Cut-Off Yield of 3.40% – What Does it Mean For Your Investment in 2024?
In a climate of turbulent financial cycles, whether for stocks or crypto, Treasury Bills (T-bills) emerge as a stable, no-frills investment alternative. The short-term nature allows you to receive your...
5 August 2024
t-bills-faqs-singapore
Invest
Top 11 Frequently Asked Questions (FAQs) about T-Bills in Singapore
Since last year, you find everyone monitoring the Treasury Bills (T-Bills) monthly like clockwork. It’s the time of the month where many will park their cash on a short-term security...
19 July 2024
T-Bills-Alternatives
Fixed Deposits
The Best Investment Alternatives For T-bills in Singapore 2024
You may recall 2023 as the record high yields for T-bills – reaching an all-time high of 4.0%. Although the yields have slowed down, it’s still an attractive option for...
12 July 2024
Government Payouts to Expect for the Rest of 2024 in Singapore—GSTV, Assurance Package, CDC, COL and More
Budgeting
Government Payouts to Expect for the Rest of 2024 in Singapore—GSTV, Assurance Package, CDC, COL and More
Have you seen the news? There’s been another $300 worth of CDC vouchers disbursed to Singaporean households in Jun 2024. Yay! Was that a pleasant surprise for you? What may...
26 June 2024
CPF Basic, Full & Enhanced Retirement Sum: Updates & Policy Changes That You Should Know About in 2024
Budgeting
CPF Basic, Full & Enhanced Retirement Sum: Updates & Policy Changes That You Should Know About in 2024
With inflation still on the rise at 3.6% this year, it’s good to err on the safe side and save for rainy days., Financial security continues to be one thing...
21 June 2024
Best Places to Watch Euro 2024 and Live Sports Screenings in Singapore
Entertainment
Best Places to Watch Euro 2024 and Live Sports Screenings in Singapore
Discover the best sports bars in Singapore to watch Euro 2024 and live sports screenings. Enjoy the game with great ambience, cheap drinks, and delicious food at these popular hangouts....
14 June 2024
New Flexible Work Arrangements Guidelines Coming in Dec 2024—What Does it Mean for Us?
Career
New Flexible Work Arrangements Guidelines Coming in Dec 2024—What Does it Mean for Us?
Singaporeans are placing higher values on fulfilling both their professional and personal responsibilities. Ever since the introduction of remote working during the pandemic, nearly 93% now prefer workplace flexibility. 38%...
31 May 2024
Everything You Need To Know About HDB’s New Resale Flat Listing Service (RFL)
Property
Everything You Need To Know About HDB’s New Resale Flat Listing Service (RFL)
If you’ve ever tried selling your HDB flat, you know it can be a complex process. Often, you’re facing a mountain of paperwork while hunting down for a reliable property...
30 May 2024
Guide to Dependants’ Protection Scheme (DPS) in 2024: Understanding Eligibility, Premiums, and the Claim Process
Life Insurance
Guide to Dependants’ Protection Scheme (DPS) in 2024: Understanding Eligibility, Premiums, and the Claim Process
Financial security and personal protection is becoming more crucial in light of navigating uncertainties, particularly for young working adults in Singapore. Designed to provide much-needed financial security, Dependants’ Protection Scheme...
26 April 2024
Best Fibre Broadband Singapore 2024: Singtel vs Starhub vs M1 vs Others
Budgeting
Best Fibre Broadband Singapore 2024: Singtel vs Starhub vs M1 vs Others
It wasn’t long ago that blazing fast 1Gbps fibre broadband plans seemed like a luxury plan reserved for the high SES. However, technological advances and fierce competition have made these...
26 April 2024
basic healthcare sum
Healthcare
Understanding Your MediSave Account in 2024 & How to Make the Most of It
No one ever wants to get sick. Apart from the horrid feeling and inconvenience, general treatments can take a pinch out of your pocket. Healthcare costs have been on a...
24 April 2024
CareShield Life Guide 2024: What It Is & How to Make the Most of It
Healthcare
CareShield Life Guide 2024: What It Is & How to Make the Most of It
By 2050, nearly half of Singapore’s population will be at least 65 years old. With an ageing population, Singapore is bracing for a surge in healthcare spending. It’s vital that...
18 April 2024
CPF MediShield Life in Singapore
Healthcare
Guide to MediShield Life in Singapore 2024—An Updated Look at Premiums, Coverage, Deductibles and Claims
When in Singapore, healthcare can be quite costly. This is also why many working adults invest in medical and hospitalisation insurance the moment they can afford it. Whenever we fall...
16 April 2024
What Kind of Help Can Young Couples Get From HDB When Buying Their First Home?
Property
What Kind of Help Can Young Couples Get From HDB When Buying Their First Home?
In conventional Singaporean fashion, every couple looking to settle has to plan years ahead with a BTO application. While it may sound unromantic, it’s still the most affordable way to...
11 April 2024
16 Cheapest SIM-Only Plans in Singapore: Circles Life, MyRepublic, Zero1, RedONE, VIVIFI, SIMBA, Changi Mobile (Apr 2024)
Budgeting
16 Cheapest SIM-Only Plans in Singapore: Circles Life, MyRepublic, Zero1, RedONE, VIVIFI, SIMBA, Changi Mobile (Apr 2024)
Anybody who cares about saving money should sign up for a SIM-only data plan. These plans, as the name suggests, come with only a SIM card. That means no new...
8 April 2024
Singapore Savings Bond (SSB) Review 2024—What are the Interest Rates and How to Buy
Invest
Singapore Savings Bond (SSB) Review 2024—What are the Interest Rates and How to Buy
Ever since its inception in 2015, the Singapore Savings Bonds (SSB), launched by the Government, has transformed from a conservative investment option with low returns to a worthwhile investment vehicle...
5 April 2024
property-guide-singapore
Property
What is The HDB Resale Price Index? The 2024 Guide For Soon-To-Be Homeowners in Singapore
Buying a property in Singapore is always the largest expense anyone would make in their lifetime. Whether it’s Build-To-Order (BTO), resale flat, condominium, or landed property, you’ll expect to easily...
28 March 2024
How to Choose an eSIM? 7 Recommended eSIM Options for International Travel 
Travel
How to Choose an eSIM? 7 Recommended eSIM Options for International Travel 
Think of your eSIM as your digital travel key. It unlocks seamless connectivity without the hassle of switching devices or numbers every time you cross borders. What’s more, eSIMs are...
25 March 2024
Are Milo Tin Savings Making a Comeback? DBS, UOB, OCBC Roll Out “Money Locking“ Features
Budgeting
Are Milo Tin Savings Making a Comeback? DBS, UOB, OCBC Roll Out “Money Locking“ Features
Remember how ridiculous it felt to watch our grandparents put their money in the milo tins? Do you recall how they feel more at ease doing that than putting it...
21 March 2024
wechat alipay mobile payments
Travel
How to Pay in China Like a Local: 2024 Guide for Foreigners and Tourists
It’s no secret that China is light-years ahead when it comes to digital payments. Gone are the days of paying with cash or with credit cards. In the land of...
21 March 2024