caleb-leong

Articles by Caleb Leong

Travelling the world and getting involved in cross-cultural works is Caleb's passion. Freelance digital marketing and content writing is a way for him to express himself creatively while earning his keep. He unwinds by diving into a variety of music genres. Living in a digitally disrupted world, he'd like to offer a different perspective on finances to show people the possibilities of what goes beyond a typical “Singaporean life”.

CareShield Life Guide 2025: What It Is & How to Make the Most of It
Healthcare
CareShield Life Guide 2025: What It Is & How to Make the Most of It
Earlier this week on 27 Aug 2025, the Government announced that CareShield Life payouts and premiums will be increasing from 2026. On one hand, this m...
28 August 2025
What Kind of Help Can Young Couples Get From HDB When Buying Their First Home in 2025?
Property
What Kind of Help Can Young Couples Get From HDB When Buying Their First Home in 2025?
Buying your first home as a couple is a big milestone. It’s about building a shared future, creating your own space, and figuring out life together. T...
25 August 2025
Should You Buy a Used Car in Singapore? Pros, Pitfalls & Price Comparisons
Car Loans
Should You Buy a Used Car in Singapore? Pros, Pitfalls & Price Comparisons
With Certificate of Entitlement (COE) premiums breaking records soaring and brand-new cars now costing over $180,000, buying second-hand might seem li...
25 July 2025
How to Buy a Used Car in Singapore: Dealers, Platforms, & Private Sellers Explained
Car Loans
How to Buy a Used Car in Singapore: Dealers, Platforms, & Private Sellers Explained
In Singapore, buying a used car starts with cost comparisons, although that is only the beginning. From the Certificate of Entitlement (COE) cycle to...
24 July 2025
CPF Retirement Planning 2025: How to Maximise Your Retirement Income
Budgeting
CPF Retirement Planning 2025: How to Maximise Your Retirement Income
Only 34% of Singaporeans feel confident about their retirement plans—and 1 in 4 haven’t even started. This goes beyond personal finance. Without a sol...
22 July 2025
CPF Changes in 2025–2026: What’s New, Who It Affects & What You Should Do Now
Budgeting
CPF Changes in 2025–2026: What’s New, Who It Affects & What You Should Do Now
CPF changes in 2025: Special Accounts closed, salary ceilings raised, more senior support. Find out how it impacts your savings, pay, and retirement.
21 July 2025
Health Insurance Shake Up: Why More Are Dropping Private Hospital Coverage
Health Insurance
Health Insurance Shake Up: Why More Are Dropping Private Hospital Coverage
In Singapore, choosing the right health insurance plan isn’t just a checkbox—it’s one of the most personal (and costly) financial decisions we make. F...
10 June 2025
SG60 Baby Gift: What to Expect if You're Expecting
Budgeting
SG60 Baby Gift: What to Expect if You're Expecting
Expecting a baby in 2025? You're in for quite a treat! As Singapore celebrates its 60th birthday, the government is rolling out the red carpet for our...
4 June 2025
How Much Could You Save by Consolidating Your Debts?
Personal Loans
How Much Could You Save by Consolidating Your Debts?
Debt consolidation isn’t just banker jargon—it’s a smart, straightforward way to simplify your finances. By rolling your loans and credit card balance...
9 May 2025
Why Paying Minimum on Credit Cards May Cost You In the Long Run
Personal Loans
Why Paying Minimum on Credit Cards May Cost You In the Long Run
Credit cards are an ubiquitous part of our lives, and still remarkably relevant in Singapore, even amidst the rise of e-wallets and other digital paym...
8 May 2025