Malaysian Property: Is it a Better Investment? (2013)
Due to cooling measures and restrictions, local property investors have begun searching for alternatives. Some turn to stocks, others to gold. But one of the more popular options right now...
12 August 2013
MAS’ Latest Rules for Property Loans and How It Affects You
The Monetary Authority of Singapore (MAS) has just announced a new framework for all property loans granted by financial institutions to individuals. These new restrictions come into immediate effect on...
29 June 2013
Commercial vs. Residential Properties in Singapore (2013)
Since the last quarter of 2012, the residential property market has taken a pounding. Seven rounds of cooling measures have taken a toll, and even now, we are seeing a...
13 May 2013
How to Decide Between Fixed and Floating Rate Home Loan Packages in Singapore
Amongst home buyers, there is constant debate over whether fixed or floating rates are better. Some argue that fixed rate packages support sound money management; others claim floating rate packages...
14 November 2012
Home Loan Refinancing: Have MAS Rulings Confused Some Banks?
If you’ve just tried to refinance your home loan, you may be feeling confused. Different banks may have given different answers to your refinancing questions. It’s not their fault: The...
31 October 2012
1 Month Vs. 3 Month SIBOR: Which is Better?
When picking a home loan package that is pegged to the SIBOR, you will typically be offered a choice of different rate structures: 1 month SIBOR, 3 month SIBOR, etc....
30 October 2012
The Difference Between SIBOR and SOR Based Home Loans in Singapore
If you’re looking for a home loan, you may have heard the terms SIBOR and SOR. Most home loans in Singapore are based on one of these two reference rates....
17 October 2012