ryan-ong

Articles by Ryan Ong

I was a freelance writer for over a decade, and covered topics from music to super-contagious foot diseases. I took this job because I believe financial news should be accessible and fun to read. Also, because the assignments don't involve shouting teenagers and debilitating plagues.

"Investing" in Singapore Lottery? The Math Behind Toto and 4D in Singapore
Budgeting
"Investing" in Singapore Lottery? The Math Behind Toto and 4D in Singapore
$13.12 million. That's how much one lucky punter walked away with in May 2024—the largest prize money won from a single ticket in the history of Singa...
23 July 2024
7 Things Singaporeans Should Know About Pawn Shops
Personal Loans
7 Things Singaporeans Should Know About Pawn Shops
Back in the '80s, middle-class Singaporeans associated pawn shops with poverty. If you were seen walking into one, your acquaintances would never let you live it down; they immediately assumed you're an alcoholic, glue-sniffing, 4D addict. But these days, pawn shops are becoming an accepted part of the loans scene (sigh). At least know this about pawn shops then:
28 June 2024
Five Pro Tips To Consider When Taking Out A Personal Loan In Singapore
Personal Loans
Five Pro Tips To Consider When Taking Out A Personal Loan In Singapore
Let's get personal. As taking personal loans from banks becoming an increasingly common practice in Singapore, talks on improving credit score and sc...
15 December 2022
5 Ways to Deal With Late Payment Fees on Your Credit Card
Credit Cards
5 Ways to Deal With Late Payment Fees on Your Credit Card
Credit cards are useful for getting cash back rebates and free air miles for your expenditure. They're also needed for paying cashlessly in this day a...
30 November 2018
Bankruptcy in Singapore - What are the Consequences?
Budgeting
Bankruptcy in Singapore - What are the Consequences?
As of September 2018, there are almost 17,000 undischarged bankrupts in Singapore. The good news is that the number of bankruptcy cases has dropped by...
13 November 2018
5 Tips To Maximize Your Cashback Card Benefits
Credit Cards
5 Tips To Maximize Your Cashback Card Benefits
So you've heard cashback cards offer the best savings, and you want to switch. Or maybe you already have a cashback card, and you're wondering why the...
11 August 2017
3 Best Credit Cards for Students In Singapore
Credit Cards
3 Best Credit Cards for Students In Singapore
In my day, students had allowances of $8. And those were the rich kids. Our mobile phones was two soup cans connected by string. When we broke bones,...
20 January 2015
5 Things Degree Holders Need To Do To Survive in Singapore's Job Economy
Career
5 Things Degree Holders Need To Do To Survive in Singapore's Job Economy
Congratulations on graduating! You're now one a few hundred thousand graduates in the job market, many of whom will quickly realise that securing a jo...
3 January 2015
The Best Way to Spend $1,000 in Your 20's
Invest
The Best Way to Spend $1,000 in Your 20's
You've probably seen this kind of article before. The best way to invest $1,000 is to put it in your CPF, drop it in a fixed deposit, blah blah blah....
2 October 2014
4 Good Reasons For Incurring Debt
Budgeting
4 Good Reasons For Incurring Debt
When I was growing up, I was taught that debt is a bad thing. That it's up there with procrastination, swear words, and AIDs. I didn't even touch a cr...
15 September 2014