peterlin

Articles by Peter Lin

I am the poster boy for reinventing one's self. I've been a broadcast journalist, technical writer, banking customer service officer and a Catholic friar. My life experiences have made me the most cynical idealist you'll ever meet, which is why I'm also the co-founder of a local pop culture website. I believe ignorance is not bliss, and that money is the root of all evil only if you allow it to be.

8 Bad Habits That Financially Secure Singaporeans Have Gotten Rid Of
Budgeting
8 Bad Habits That Financially Secure Singaporeans Have Gotten Rid Of
As a country, we’ve gotten complacent about how rich we really are. A little too satisfied with the amount we earn, perhaps. Although as a country we’re earning a median...
9 July 2015
5 Sneaky Sales Tactics Retail Shops in Singapore Use to Get You to Spend Money
Shopping
5 Sneaky Sales Tactics Retail Shops in Singapore Use to Get You to Spend Money
It’s July again and that means it’s time for the Great Singapore Sale. You know, that annual tradition that retail shops in Singapore go through called LYING. What do I...
8 July 2015
Why Singaporean Car Buyers Might Be Punching Themselves for Ignoring the New Hybrid Car Rebates
Transportation
Why Singaporean Car Buyers Might Be Punching Themselves for Ignoring the New Hybrid Car Rebates
There’s probably going to be a special place in hell for the person who thought of a thousand and one methods to control car usage in Singapore. COE, road tax,...
6 July 2015
singapore taxi guide
Transportation
The Ultimate MoneySmart Singapore Taxi Fare Guide 2015
Taking a taxi in Singapore is so convenient. Except when you really need one, of course. Then they’re generally nowhere to be found. When one does show up? You start...
3 July 2015
home loan downpayment
Home Loans
3 Reasons Why Underestimating Your Downpayment Could Be the Biggest Mistake When Buying a House
Congratulations, you’ve found the one! No, I’m not referring to your future spouse. “The One” in this case could only mean your dream house. After all, it’s going to be...
2 July 2015
4 Reasons Why Topping-Up Your Loved Ones’ CPF Account Is Better Than Just Giving Them Cash
Budgeting
4 Reasons Why Topping-Up Your Loved Ones’ CPF Account Is Better Than Just Giving Them Cash
I didn’t need Moral Education lessons in school to know that giving allowance to my parents once I started earning was the right thing to do. The 好公民 (literally, “Good...
30 June 2015
Do Singaporeans Actually Know What You Can Use Medisave For?
Healthcare
Do Singaporeans Actually Know What You Can Use Medisave For?
About 440,000 members of Singapore’s “Pioneer Generation” will receive Medisave top-ups of between $200 to $800 in July this year. This is the second year that the Medisave top-ups have been given...
29 June 2015
hdb income ceiling
Opinion
The 2 Types of Singaporeans Who Aren’t Going To Be Too Happy With HDB’s New Income Ceiling Increase
Have you ever tried squeezing into an MRT train at rush hour? I have. Sometimes I’m the last person in before the door closes and the relief that I’m able...
26 June 2015
hdb dbss
Opinion
3 Reasons Why HDB Needs to Step In to Help DBSS Owners
I bet there are people who are currently using DBSS as a swear word, with phrases like “You’re such a DBSS”, “Kiss my DBSS” and “What a DBSShole”. On the...
25 June 2015
5 Reasons Why MediShield is Like the Chery QQ of Health Insurance
Health Insurance
5 Reasons Why MediShield is Like the Chery QQ of Health Insurance
“It’s very rewarding… when you get to your destination in one piece,” a local celebrity who drives a Chery QQ once said. Yet, despite describing it as a “moving deathtrap”,...
23 June 2015
Thinking Of Quitting Your Job to Become a Chef? – Here’s Where and How to Get It Done
Career
Thinking Of Quitting Your Job to Become a Chef? – Here’s Where and How to Get It Done
Singaporeans love food. There’s usually as many photos of food on people’s Facebook and Instagram feeds as photos of human beings. After all, these days, anyone with tastebuds and a...
23 June 2015
insurance claim
Transportation
4 Things You Can Do To Avoid Being a Victim of Overinflated Insurance Claims
The one thing that really upsets me about driving in Singapore? “Superhuman” drivers. You know who I’m talking about. Drivers who become faster than the Flash when the light turns...
22 June 2015
5 Types of Singaporeans Who Could Benefit From the Off-Peak Monthly Travel Pass (OMTP)
Transportation
5 Types of Singaporeans Who Could Benefit From the Off-Peak Monthly Travel Pass (OMTP)
When the Off-Peak Pass was first announced at the beginning of the year, I didn’t give it a second thought. Even though I have to take the train across the...
18 June 2015
kindle
Budgeting
How to Buy a Kindle Paperwhite For the Lowest Price in Singapore
On my daily commute, most people I see glued to their smartphones or tablets are usually watching Running Man. Sometimes, I catch a glimpse of Vicki Zhao in Tiger Mom....
18 June 2015
condo singapore
Property
Why Are Singaporeans Still Choosing a Condo Over an HDB Flat?
In a world before Wi-Fi and 3G, the Singapore Dream used to involve the 5 ‘C’s. These days, however, that Dream is all over the place. On the one hand,...
18 June 2015
The Best Personal Loan in Singapore 2015
Personal Loans
The Best Personal Loan in Singapore 2015
Truthfully, I don’t need to tell you where to get the best personal loans in Singapore. The answer is always family and friends. Borrow money from them and there’s usually...
16 June 2015
How to get the Modern Singapore Dining Room for under $1000
Budgeting
How to get the Modern Singapore Dining Room for under $1000
Whether you’re hosting a holiday dinner party or gathering around the table for a weeknight meal, the dining room is where people come together. In celebration of good food and art, we’ve come up with some decorating tips and inspiring pictures of dining rooms outfitted with modern artworks and trinkets. In order to keep the […]
14 June 2015
travel insurance tips
Travel Insurance
5 Critical Things You Need To Know Before You Buy Travel Insurance
Budget travel is supposed to be cheap, right? But just like you wouldn’t skimp on your accommodations by booking yourself a room in a dimly lit “hotel” just because it’s...
11 June 2015
multigenerational flats
Property
CPF Housing Grant: What You Need To Know To Get The Most Out Of It
Ah, Singapore. Probably the only country in the world where you can get up to $50,000 from the SG50 Celebration Fund just to celebrate our 50th anniversary of independence. Do...
9 June 2015
5 Ways to Travel with Peace of Mind Without Getting Travel Insurance
Travel Insurance
5 Ways to Travel with Peace of Mind Without Getting Travel Insurance
What’s your reason for not buying travel insurance?
2 June 2015
If You Don’t Refinance Your Housing Loan Soon, You Might Be Kicking Yourself Later
Home Loans
If You Don’t Refinance Your Housing Loan Soon, You Might Be Kicking Yourself Later
Sometimes working life in Singapore can feel like a long, dark road, like a tunnel. You walk and you walk and you walk and the darkness of the tunnel just...
2 June 2015
hdb flat
Property
Top 4 Reasons Why Singaporeans Cancel Their HDB Flat Applications
You know, when more than 80% of Singapore’s population lives in some kind of HDB flat, you would expect that everyone who applied for one would get one. But for...
28 May 2015
$500 Shopping Spree: Men’s Work Clothes Edition
Shopping
$500 Shopping Spree: Men’s Work Clothes Edition
If you want to make money, you’ve got to look like you’re making money. Unless you’re Mark Zuckerberg, in which case, you wear pretty much the same grey t-shirt everyday....
24 May 2015
home loan refinancing singapore
Home Loans
You Could Be Paying More Interest on Your Home Loan than Necessary – How and When to Start Refinancing
Despite what people still think, ostriches do not bury their hands in the sand at the sign of danger. They’re smarter than that. Yet, when it comes to money, many...
16 May 2015
“Buy Package Then Shop Closes Down?” – Here’s The One Solution That Will Solve This Problem
Budgeting
“Buy Package Then Shop Closes Down?” – Here’s The One Solution That Will Solve This Problem
I’ve stopped trusting strangers who ask for money ever since I was a teen. I had given $5 to a monk asking for donations and instead he asked me for...
15 May 2015