joannepoh

Articles by Joanne Poh

In my previous life, I was a property lawyer who spent most of my time struggling to get out of bed or stuck in peak hour traffic. These days, as a freelance commercial writer, I work in bed, on the beach, in parks and at cafes, all while being really frugal. I like helping other people save money so they can stop living lives they don't like.

buying expensive gift
Shopping
About to Buy Something Expensive? Ask Yourself These Questions First
My go-to bag is a $2 cloth tote from Queen Victoria Market in Melbourne. Every now and then, someone will ask me why I don’t “invest” in a better bag...
13 January 2015
slow wage growth singapore
Opinion
Slow Wage Growth in Singapore – What Must We Do to Survive?
In case you haven’t heard the bad news, slow wage growth in Singapore is expected to continue. In a city where prices shoot up higher than the blood pressure level...
12 January 2015
job hunt singapore
Career
5 Ways Singaporean Job Hunters Make Themselves Look Bad on their Resumes
As a working adult, you know the whole drill—when you decide you’ve had it with your abusive boss, you update your resume, type up a gushing, fulsome cover letter and...
8 January 2015
top money regrets singapore women
Opinion
Singaporean Women Share Their Top 3 Money Regrets
I like to think men and women really aren’t that different, but sometimes you’ve got to admit that there are distinct differences between their typical approaches to money. Ask around...
7 January 2015
singapore men top money regrets
Opinion
Singaporean Men Share Their Top 3 Money Regrets
A Singaporean without money woes is like Paris Hilton without makeup. While there are many money issues both men and women love to gripe about, I’ve noticed that there are...
6 January 2015
top 6 retirement countries
Entertainment
Top 6 Countries Where Singaporeans Might Actually Be Able to Retire
Why bother saving for retirement, right? The cost of living in Singapore is going to be so high by the time you get there that whatever you have in your...
6 January 2015
University Education singapore
Education
What Millennials Need to Know About Paying for their Own University Education
University can feel like a neverending party, but it’s over in the blink of an eye. And if it hasn’t been paid for by the time you get your degree,...
5 January 2015
5 Ways You’re a Victim of Price Discrimination in Singapore
Shopping
5 Ways You’re a Victim of Price Discrimination in Singapore
How would you feel if you bought a pair of shoes at a shop for $200, only to discover that the salesperson sold the exact same shoes to your friend...
5 January 2015
career change
Career
The 3 Biggest Reasons Singaporeans Make Major Career Changes
We all know that guy who left banking to open a café or the engineer who became a real estate agent. While people change their careers all the time, even...
31 December 2014
cheap holiday destinations
Travel
5 Amazing and Affordable Holiday Destinations Not Many Singaporeans Visit
Many Singaporeans save up their annual leave like a beggar hoarding pennies so they can go on a sanity-restoring vacation now and then. While there are many ways you can...
31 December 2014
frugal people singapore
Budgeting
5 Personal Qualities That Save Frugal People From Dying of Boredom
A lot of people think being frugal is boring. But to be brutally honest, people who lack imagination and have no desire to leave their comfort zones are bored and...
31 December 2014
worst value for money singapore
Dining
3 Worst Value for Money Food Experiences Singaporeans Go Crazy Over
Any Singaporean who’s not obsessed about food may as well give up his pink IC. Other than shopping, our fellow countrymen spend most of their time stuffing their faces, whether...
30 December 2014
travel insurance singapore
Travel Insurance
5 Situations Where You’ll Kick Yourself for Not Buying Travel Insurance
Have you ever wondered what would happen if you didn’t buy travel insurance? Would you suddenly be able to see ghosts or would the world become bathed in psychedelic colours?...
30 December 2014
worthwhile lifestyle purchases singapore
Shopping
3 Worthwhile Purchases That End Up Paying For Themselves
While those Chanel earrings or that dapper suit might make you look like the wealthy man or woman about town, the reality is that they’re actually making you poorer, as...
29 December 2014
spend money singapore
Shopping
3 Things Most Singaporeans Are Glad They Spent Money On
We’re always talking about things it’s stupid to spend money on, like any cellphone with the word “Vertu” on it and any fashion item that costs more than a month’s...
29 December 2014
stay at home mom singapore
Family
Can You Afford to Stay Home with Your Kids in Singapore?
If money weren’t an issue, I think it’s safe to say many more new mothers would choose to stay home with their kids, at least for a year or two....
19 December 2014
Discussing Money in Singapore: What’s Acceptable and What’s Not?
Opinion
Discussing Money in Singapore: What’s Acceptable and What’s Not?
In Singapore, we crucify people from other nationalities for what we perceive as being poor manners. But take a look around, and you’ll notice that while Singaporeans aren’t exactly shoving...
19 December 2014
ntuc fairprice warehouse club
Shopping
Downsize Your Grocery Spending in 2015 By Joining FairPrice’s Warehouse Club 
“Gotta steal to eat, gotta eat to live,” went that song in Disney’s Aladdin, and we can’t say we didn’t sympathise with him. Food is something everyone, no matter how...
19 December 2014
how to negotiate higher salary
Career
Stop Getting Lowballed by Singapore Employers – Here’s How to Negotiate a Higher Salary At Your Next Job Interview
Let’s be honest. As much as you might try to give job interviewers the impression that you’re so passionate about the job you’d do it for free, the truth is...
17 December 2014
renting house singapore
Property
Thinking of Renting Your Own Place in Singapore? Here are The 3 Most Important Things You Should Know
It used to be non-negotiable that Singaporeans stayed in the family home until marriage, but these days more and more people are starting to strike out on their own. Why...
16 December 2014
holiday in argentina under $2,300
Travel
How to Enjoy a Week in Buenos Aires, Argentina for Under $2,300
Ask the average Singaporean what he knows of Argentina and he might be hard-pressed to mention anything beyond Lionel Messi and “Don’t Cry For Me Argentina”, which is a pity...
15 December 2014
moving house in singapore
Property
Moving House on a Budget: Is DIY Moving Worth the Trouble?
You and your friends might have spent countless hours watching anime or drama serials in your childhood bedroom, but at some point it’s time to grow up and move out.
15 December 2014
sbs smrt alternatives singapore
Transportation
For Those Who Can’t Afford a Car, Are There Serious Alternatives to Taking the MRT and Buses?
While many people in Singapore cite work as their biggest source of stress, for a significant number, I’m willing to bet, it’s actually the mornings before work that cause the...
12 December 2014
christmas gift ideas under $15
Entertainment
5 Christmas Gift Ideas for Under $15 That Won’t Insult the Recipient
Christmas, also known as the most stressful time of year, is just around the corner. That means it’s time to whip out your wallet and buy useless things for people...
10 December 2014
Should You Get Another Degree If You Hate Your Job?
Career
Should You Get Another Degree If You Hate Your Job?
It’s not uncommon to meet accountants who are sick to death of looking at numbers and engineers who want to get an MBA. And then there are the lawyers, 3...
10 December 2014