joannepoh

Articles by Joanne Poh

In my previous life, I was a property lawyer who spent most of my time struggling to get out of bed or stuck in peak hour traffic. These days, as a freelance commercial writer, I work in bed, on the beach, in parks and at cafes, all while being really frugal. I like helping other people save money so they can stop living lives they don't like.

salary account singapore
Savings Accounts
The 5 Best Bank Accounts for Singaporeans to Credit Their Salary Into
It’s hard enough trying to find a way to invest your money that won’t tank without having to worry about the cash that’s languishing in your bank account, slowly falling...
14 July 2015
4 Good Habits That Are Critical to Form When You’re in Your First Job
Career
4 Good Habits That Are Critical to Form When You’re in Your First Job
Few people can say their first job is their dream job. When you’re paid peanuts and your duties could be performed by a trained monkey, it’s easy to act like...
14 July 2015
4 Lies About Money You Should Recognise by the Time You’re 30
Opinion
4 Lies About Money You Should Recognise by the Time You’re 30
Mistakes, I’ve made a few. And so have many others in Singapore, I’ll bet, if the number of people in credit card debt from gambling and overspending or the legions...
13 July 2015
5 Personal Finance Milestones Singaporeans Should Celebrate
Budgeting
5 Personal Finance Milestones Singaporeans Should Celebrate
Many people think of graduation, weddings and promotions as personal milestones. Unfortunately, it’s totally possible to live through all those milestones with your finances still in a mess. Perhaps you...
13 July 2015
3 Alternatives to Investing in Residential Property in Singapore
Property
3 Alternatives to Investing in Residential Property in Singapore
No matter what the government says, Singaporeans think of any residential property they purchase not just as a home but also as an investment, fuelled by success stories of the...
10 July 2015
3 Things You Must Know If You Work From Home
Career
3 Things You Must Know If You Work From Home
Every time I tell people that I work from home I get envious looks and coos of “oh you’re so lucky!” But seriously, working from home can be hellish at...
9 July 2015
If You Were a Singaporean Student in the 90s, These 4 Things Were Way Cheaper
Shopping
If You Were a Singaporean Student in the 90s, These 4 Things Were Way Cheaper
If you can remember simpler times when a bowl of noodles in the school canteen could cost only 50 cents and an entire days’ outing at Orchard Road would set...
7 July 2015
tuition singapore
Family
4 Reasons Singaporeans Might be Wasting Money on Tuition For Their Kids
You know you’re in Singapore when the newspapers publish a special report on private tuition. The Straits Times’ recent report on tuition contained some very disturbing figures. 7 out of...
6 July 2015
How Singaporean Employers Can Raise Productivity in Their Companies
Career
How Singaporean Employers Can Raise Productivity in Their Companies
Every day in the newspapers, a journalist quotes some minister or academic who fortells doom and gloom if Singapore does not manage to raise its productivity in the coming years....
6 July 2015
4 Part-Time Jobs You Can Do in Singapore That are Actually Fun
Career
4 Part-Time Jobs You Can Do in Singapore That are Actually Fun
A part-time job might conjure up visions of running along the beach Baywatch-style in your weekend lifeguard gig, or scooping ice cream with cute-as-a-button co-workers. Unfortunately, in reality, to earn...
6 July 2015
3 Things Broke Uni Students Should Do to Stay Afloat Financially
Education
3 Things Broke Uni Students Should Do to Stay Afloat Financially
As a broke uni student, you’re already used to thinking of instant noodles as a major food group, and a lavish meal consists of upsizing your meal at McDonald’s. You...
3 July 2015
3 Terrible Reasons Why Singaporeans Spend on Impulse and Then Cry Later
Opinion
3 Terrible Reasons Why Singaporeans Spend on Impulse and Then Cry Later
Deep in his heart of hearts, every Singaporean knows how important it is to save money. The state doesn’t take care of you, so if you don’t save up now,...
3 July 2015
5 Ways to Make Money Without Leaving Your Neighbourhood
Career
5 Ways to Make Money Without Leaving Your Neighbourhood
Shenton Way is not the only place where there’s money to be made. In fact, if you’re smart about it, you can make a significant amount of money without travelling...
2 July 2015
How Singaporeans’ Pursuit of Money May be Affecting their Wellbeing
Opinion
How Singaporeans’ Pursuit of Money May be Affecting their Wellbeing
Yet again, a news report has revealed something we already knew deep down inside—according to a recent poll, Singaporeans performed fairly well in terms of financial wellbeing compared to other...
2 July 2015
3 Risks You Take When Buying Uncompleted Property in Singapore
Property
3 Risks You Take When Buying Uncompleted Property in Singapore
Every three seconds, a new condo development sprouts up in Singapore. Or at least it feels like it, if the rapidly disappearing tracts of green space are anything to go...
1 July 2015
3 Things That Could be Sabotaging Your Singapore Career
Career
3 Things That Could be Sabotaging Your Singapore Career
Returning overseas Singaporeans often find to their dismay that working in Singapore is a different kettle of fish altogether. While being efficient at work and speaking up when something is...
1 July 2015
5 Reasons Your Budget Southeast Asian Holiday Got Expensive
Travel
5 Reasons Your Budget Southeast Asian Holiday Got Expensive
Singaporeans are a lucky bunch when it comes to where they get to go on holiday. Southeast Asian destinations like Thailand, Cambodia, Laos and Indonesia offer some of the world’s...
26 June 2015
4 Ways to Make Money Indirectly From Your Workplace
Career
4 Ways to Make Money Indirectly From Your Workplace
If the only money you’re earning from your job is your salary, then you’re not taking full advantage of the money-making opportunities that being an employee gives you. You go...
25 June 2015
What is the Difference Between Fire Insurance and Mortgage Insurance?
Mortgage Insurance
What is the Difference Between Fire Insurance and Mortgage Insurance?
You’ve just signed up to be in debt for the rest of your life, and already these people are trying to persuade you to spend even more money on insurance....
24 June 2015
3 Ways Young Singaporeans and Their Parents View Money Differently
Opinion
3 Ways Young Singaporeans and Their Parents View Money Differently
The constant struggle between headstrong millennial employees who value work-life balance and flexibility and their old-school baby boomer bosses who like lots of face time and unquestioning loyalty plays out...
24 June 2015
How to Save Money on Medical Bills for Minor Ailments in Singapore
Budgeting
How to Save Money on Medical Bills for Minor Ailments in Singapore
It might be cheaper to die than get sick in Singapore, but that doesn’t mean we want to actually die. And no matter how broke you are, when you’re haemorrhaging...
23 June 2015
Why Your Way of Booking a Holiday Flight is Costing You More Money
Travel
Why Your Way of Booking a Holiday Flight is Costing You More Money
Everyone books flights online these days, but not everyone gets the best deals. Human travel agents may have gone the way of pagers, PDAs and the dinosaurs, but not everyone...
22 June 2015
Why are Singaporeans No Longer Excited About the Great Singapore Sale?
Shopping
Why are Singaporeans No Longer Excited About the Great Singapore Sale?
The Great Singapore Sale used to be a big deal, second only to Christmas. People would save up their hard-earned cash all year round just so they could blow it...
17 June 2015
How to Enjoy Fitness Classes and Gym Facilities Without Actually Becoming a Member
Fitness & Beauty
How to Enjoy Fitness Classes and Gym Facilities Without Actually Becoming a Member
Step into a big commercial gym in Singapore and you might be forgiven for thinking you’ve stepped into a pool of sharks. Salespeople masquerading as customer service officers eye you...
17 June 2015
Running a Home-Based Business From Your HDB Flat: What You Can and Can’t Do
Career
Running a Home-Based Business From Your HDB Flat: What You Can and Can’t Do
The woman who was recently fined for running a curry puff syndicate out of an HDB flat is not the only closet entrepreneur amongst us. From private tutors running huge...
16 June 2015