joannepoh

Articles by Joanne Poh

In my previous life, I was a property lawyer who spent most of my time struggling to get out of bed or stuck in peak hour traffic. These days, as a freelance commercial writer, I work in bed, on the beach, in parks and at cafes, all while being really frugal. I like helping other people save money so they can stop living lives they don't like.

4 Ways to Make Money Indirectly From Your Workplace
Career
4 Ways to Make Money Indirectly From Your Workplace
If the only money you’re earning from your job is your salary, then you’re not taking full advantage of the money-making opportunities that being an employee gives you. You go...
25 June 2015
What is the Difference Between Fire Insurance and Mortgage Insurance?
Mortgage Insurance
What is the Difference Between Fire Insurance and Mortgage Insurance?
You’ve just signed up to be in debt for the rest of your life, and already these people are trying to persuade you to spend even more money on insurance....
24 June 2015
3 Ways Young Singaporeans and Their Parents View Money Differently
Opinion
3 Ways Young Singaporeans and Their Parents View Money Differently
The constant struggle between headstrong millennial employees who value work-life balance and flexibility and their old-school baby boomer bosses who like lots of face time and unquestioning loyalty plays out...
24 June 2015
How to Save Money on Medical Bills for Minor Ailments in Singapore
Budgeting
How to Save Money on Medical Bills for Minor Ailments in Singapore
It might be cheaper to die than get sick in Singapore, but that doesn’t mean we want to actually die. And no matter how broke you are, when you’re haemorrhaging...
23 June 2015
Why Your Way of Booking a Holiday Flight is Costing You More Money
Travel
Why Your Way of Booking a Holiday Flight is Costing You More Money
Everyone books flights online these days, but not everyone gets the best deals. Human travel agents may have gone the way of pagers, PDAs and the dinosaurs, but not everyone...
22 June 2015
Why are Singaporeans No Longer Excited About the Great Singapore Sale?
Shopping
Why are Singaporeans No Longer Excited About the Great Singapore Sale?
The Great Singapore Sale used to be a big deal, second only to Christmas. People would save up their hard-earned cash all year round just so they could blow it...
17 June 2015
How to Enjoy Fitness Classes and Gym Facilities Without Actually Becoming a Member
Fitness & Beauty
How to Enjoy Fitness Classes and Gym Facilities Without Actually Becoming a Member
Step into a big commercial gym in Singapore and you might be forgiven for thinking you’ve stepped into a pool of sharks. Salespeople masquerading as customer service officers eye you...
17 June 2015
Running a Home-Based Business From Your HDB Flat: What You Can and Can’t Do
Career
Running a Home-Based Business From Your HDB Flat: What You Can and Can’t Do
The woman who was recently fined for running a curry puff syndicate out of an HDB flat is not the only closet entrepreneur amongst us. From private tutors running huge...
16 June 2015
Why Can’t Singaporeans Seem to Keep Their Lifestyle Spending in Check?
Budgeting
Why Can’t Singaporeans Seem to Keep Their Lifestyle Spending in Check?
Many Singaporeans are pretty bad at separating wants from needs. Sure, property is expensive, but what many young Singaporeans are really complaining about is the fact that a cocktail at...
16 June 2015
investment risk
Invest
3 Investment Risks Singaporeans Take Too Often When They Shouldn’t
Safe, conservative, perhaps even boring—this is how others tend to view Singaporeans, and indeed how many Singaporeans view themselves. But when it comes to investing, many Singaporeans are becoming more...
14 June 2015
food delivery singapore
Dining
5 Affordable Food Delivery Services in Singapore To Use During Lunchtime
Every day at lunch, you stare forlornly into your wallet, realising you can only afford to spend a maximum of $15. With no other alternatives in sight, you trudge to...
11 June 2015
3 Ways Divorce Can Affect You Financially in Singapore
Family
3 Ways Divorce Can Affect You Financially in Singapore
The break up of a marriage is one of the suckiest things that can happen to you. Even if you’re secretly glad to finally be rid of that lowlife once...
11 June 2015
3 Well-Paying Industries Fresh Grads Might Want to Think Twice about Entering
Career
3 Well-Paying Industries Fresh Grads Might Want to Think Twice about Entering
Every fresh grad’s dream is to clinch a job offer that puts them on the fast-track to the high life. As you send out your resume, you fantasise about receiving...
10 June 2015
3 Ways Singaporeans Sneakily Indulge Their Vices on a Budget
Budgeting
3 Ways Singaporeans Sneakily Indulge Their Vices on a Budget
It’s not easy maintaining vices in Singapore, as the government seems intent on making Singaporeans pay for their poisons. Drinking after 10:30pm is now restricted to bars, shutting out the...
9 June 2015
3 Inexpensive Ways to Instantly Look More Professional
Career
3 Inexpensive Ways to Instantly Look More Professional
Beauty comes at a price, so says everyone who’s gone for botox injections or redone their face with the help of plastic surgery. Looks matter at the workplace if you...
9 June 2015
yoga
Career
How Much Does it Cost to Become a Yoga Teacher in Singapore
It seems like just yesterday when people were leaving their soul-destroying corporate jobs to set up cafes or social enterprises. These days, lots of disillusioned young professionals are hanging up...
8 June 2015
4 Things to Watch Out For when Booking Holidays Online
Travel
4 Things to Watch Out For when Booking Holidays Online
My friend’s parents used to run their own travel agency. Once, as teenagers, in the days before budget airlines, we went on a trip to Bangkok. Flights and accommodation for...
5 June 2015
5 Things Every Singaporean Who Supports their Aged Parents Must Do
Family
5 Things Every Singaporean Who Supports their Aged Parents Must Do
Ask any Singaporean why they turned down that job offer in London or New York, and there’s a high chance he’ll say he needed to take care of his parents...
5 June 2015
How Much Are We Willing to Sacrifice in the Name of Money in Singapore?
Opinion
How Much Are We Willing to Sacrifice in the Name of Money in Singapore?
Those of us without trust funds often think of money as something you have to make sacrifices to get more of. But with people dying of overwork and work-life balance...
4 June 2015
4 Ways to Take Money Saving to the Extreme in Singapore
Budgeting
4 Ways to Take Money Saving to the Extreme in Singapore
Just as I thought I was already being very thrifty, I met a guy who claimed he could get away with spending only $150 a month. I immediately turned green...
4 June 2015
chanel handbag
Opinion
4 Things You Can Gain By Not Buying That Chanel Handbag
A friend hailing from overseas once commented that she was amazed to see so many genuine Chanel handbags being toted around on the MRT in Singapore. In fact, most of...
3 June 2015
Why are Singaporeans Who Are Heavily in Debt Refusing to Seek Help?
Opinion
Why are Singaporeans Who Are Heavily in Debt Refusing to Seek Help?
Beneath Singapore’s glittery facade, many citizens secretly struggle with debt. Household debt levels are rising to the point where the authorities are sitting up and taking notice. MAS has rolled...
3 June 2015
4 Hidden Costs of Going to University in Singapore
Education
4 Hidden Costs of Going to University in Singapore
Getting a university education in Singapore is no longer as cheap as it used to be, with Singaporean undergraduates matriculating in 2015 expecting to pay at least $25,000 for a...
2 June 2015
3 Big Questions Singaporean Students Need to Ask Themselves Before Picking a Degree Course
Education
3 Big Questions Singaporean Students Need to Ask Themselves Before Picking a Degree Course
Singaporean students are notoriously pragmatic when it comes to choosing a course of tertiary study. Basically, there is only one rule: enrol in the “best” course your grades will let...
1 June 2015
5 Personality Traits That are Costing Singaporeans Money
Opinion
5 Personality Traits That are Costing Singaporeans Money
A formidable money saver and investor is not born without some very desirable personality traits, such as an ability to think outside the box and not be a gullible lemming....
1 June 2015