joannepoh

Articles by Joanne Poh

In my previous life, I was a property lawyer who spent most of my time struggling to get out of bed or stuck in peak hour traffic. These days, as a freelance commercial writer, I work in bed, on the beach, in parks and at cafes, all while being really frugal. I like helping other people save money so they can stop living lives they don't like.

4 Ways Singaporeans Can Go on a Sabbatical Without Worrying About Money
Career
4 Ways Singaporeans Can Go on a Sabbatical Without Worrying About Money
Gone are the days when people were afraid to undo the chains from their ankles and take a break from work. The young Singaporean worker of today is more likely...
28 July 2015
3 Ways Singaporeans Can Benefit From the New Hiring Regulations for Foreigners
Career
3 Ways Singaporeans Can Benefit From the New Hiring Regulations for Foreigners
Singaporeans have complained, and the government has acted. It is now going to be even more difficult for foreign hires to bring their families to Singapore as they will need...
28 July 2015
7 Secret Skills Singaporean Aunties Can Teach You on How To Save Money
Budgeting
7 Secret Skills Singaporean Aunties Can Teach You on How To Save Money
They may not be the ones tearing up the boardrooms at Raffles Place or making millions in the world of commerce. But the ubiquitous Singaporean auntie is a force to...
27 July 2015
5 Huge Reasons Singapore Employees Quit Their Jobs
Career
5 Huge Reasons Singapore Employees Quit Their Jobs
Singaporean companies have trouble retaining their employees. Sounds harsh, but it’s true. Job hopping is accepted practice here, and famously unhappy employees are quick to jump ship the moment something...
27 July 2015
How to Know Whether You Should Go Ahead and Spend Money on That Travel Experience
Budgeting
How to Know Whether You Should Go Ahead and Spend Money on That Travel Experience
Self-styled “happiness gurus” have long been preaching the fact that spending money on experiences yields more satisfaction than spending money on stuff. Presumably, this means that spending that $200 on...
27 July 2015
4 Easy Beauty Treatments You Can Do Yourself Instead of Going to an Expensive Spa
Fitness & Beauty
4 Easy Beauty Treatments You Can Do Yourself Instead of Going to an Expensive Spa
The beauty industry can be such a scam at times. Products that cost hundreds of dollars can end up not working or losing their effectiveness after a few days. It’s...
24 July 2015
cpf contribution
Budgeting
Should Self-Employed Singaporeans Make Contributions to their CPF Account?
As an employee, seeing 20% of your salary disappear into the bowels of the CPF can make your take-home pay look pretty pathetic. Now that I’m self-employed, even though I...
24 July 2015
4 Ways Overworked Singaporeans Can Create Work-Life Balance For Themselves
Career
4 Ways Overworked Singaporeans Can Create Work-Life Balance For Themselves
Singaporean workplaces are generally not known for the fantastic work-life balance they offer. In fact, a recent news report revealed that more and more Singaporeans are feeling unahppy about poor...
22 July 2015
4 Estate Planning Mistakes Singaporeans Must Avoid
Family
4 Estate Planning Mistakes Singaporeans Must Avoid
Singaporeans spend a huge chunk of their lives working to amass assets like property, stocks and cash. Singapore has one of the highest home ownership rates in the world, even...
21 July 2015
Working as a Temp or Contract Staff in Singapore – Is it a Good Idea?
Career
Working as a Temp or Contract Staff in Singapore – Is it a Good Idea?
Being a temp or contract worker can seem like a nice, non-threatening, low-commitment way to dip your toes into the career pool. After all, if your boss turns out to...
16 July 2015
6 Affordable Ways to Pamper Yourself and De-Stress in Singapore
Entertainment
6 Affordable Ways to Pamper Yourself and De-Stress in Singapore
It can seem like only rich people in Singapore get to lead stress-free lives. After all, they’re not the ones standing cheek to jowl with a zillion other people on...
14 July 2015
salary account singapore
Savings Accounts
The 5 Best Bank Accounts for Singaporeans to Credit Their Salary Into
It’s hard enough trying to find a way to invest your money that won’t tank without having to worry about the cash that’s languishing in your bank account, slowly falling...
14 July 2015
4 Good Habits That Are Critical to Form When You’re in Your First Job
Career
4 Good Habits That Are Critical to Form When You’re in Your First Job
Few people can say their first job is their dream job. When you’re paid peanuts and your duties could be performed by a trained monkey, it’s easy to act like...
14 July 2015
4 Lies About Money You Should Recognise by the Time You’re 30
Opinion
4 Lies About Money You Should Recognise by the Time You’re 30
Mistakes, I’ve made a few. And so have many others in Singapore, I’ll bet, if the number of people in credit card debt from gambling and overspending or the legions...
13 July 2015
5 Personal Finance Milestones Singaporeans Should Celebrate
Budgeting
5 Personal Finance Milestones Singaporeans Should Celebrate
Many people think of graduation, weddings and promotions as personal milestones. Unfortunately, it’s totally possible to live through all those milestones with your finances still in a mess. Perhaps you...
13 July 2015
3 Alternatives to Investing in Residential Property in Singapore
Property
3 Alternatives to Investing in Residential Property in Singapore
No matter what the government says, Singaporeans think of any residential property they purchase not just as a home but also as an investment, fuelled by success stories of the...
10 July 2015
3 Things You Must Know If You Work From Home
Career
3 Things You Must Know If You Work From Home
Every time I tell people that I work from home I get envious looks and coos of “oh you’re so lucky!” But seriously, working from home can be hellish at...
9 July 2015
If You Were a Singaporean Student in the 90s, These 4 Things Were Way Cheaper
Shopping
If You Were a Singaporean Student in the 90s, These 4 Things Were Way Cheaper
If you can remember simpler times when a bowl of noodles in the school canteen could cost only 50 cents and an entire days’ outing at Orchard Road would set...
7 July 2015
tuition singapore
Family
4 Reasons Singaporeans Might be Wasting Money on Tuition For Their Kids
You know you’re in Singapore when the newspapers publish a special report on private tuition. The Straits Times’ recent report on tuition contained some very disturbing figures. 7 out of...
6 July 2015
How Singaporean Employers Can Raise Productivity in Their Companies
Career
How Singaporean Employers Can Raise Productivity in Their Companies
Every day in the newspapers, a journalist quotes some minister or academic who fortells doom and gloom if Singapore does not manage to raise its productivity in the coming years....
6 July 2015
4 Part-Time Jobs You Can Do in Singapore That are Actually Fun
Career
4 Part-Time Jobs You Can Do in Singapore That are Actually Fun
A part-time job might conjure up visions of running along the beach Baywatch-style in your weekend lifeguard gig, or scooping ice cream with cute-as-a-button co-workers. Unfortunately, in reality, to earn...
6 July 2015
3 Things Broke Uni Students Should Do to Stay Afloat Financially
Education
3 Things Broke Uni Students Should Do to Stay Afloat Financially
As a broke uni student, you’re already used to thinking of instant noodles as a major food group, and a lavish meal consists of upsizing your meal at McDonald’s. You...
3 July 2015
3 Terrible Reasons Why Singaporeans Spend on Impulse and Then Cry Later
Opinion
3 Terrible Reasons Why Singaporeans Spend on Impulse and Then Cry Later
Deep in his heart of hearts, every Singaporean knows how important it is to save money. The state doesn’t take care of you, so if you don’t save up now,...
3 July 2015
5 Ways to Make Money Without Leaving Your Neighbourhood
Career
5 Ways to Make Money Without Leaving Your Neighbourhood
Shenton Way is not the only place where there’s money to be made. In fact, if you’re smart about it, you can make a significant amount of money without travelling...
2 July 2015
How Singaporeans’ Pursuit of Money May be Affecting their Wellbeing
Opinion
How Singaporeans’ Pursuit of Money May be Affecting their Wellbeing
Yet again, a news report has revealed something we already knew deep down inside—according to a recent poll, Singaporeans performed fairly well in terms of financial wellbeing compared to other...
2 July 2015