joanne-poh

Articles by Joanne Poh

In my previous life, I was a property lawyer who spent most of my time struggling to get out of bed or stuck in peak hour traffic. These days, as a freelance commercial writer, I work in bed, on the beach, in parks and at cafes, all while being really frugal. I like helping other people save money so they can stop living lives they don't like.

Crypto Owners, Here’s How to Make Your Coins Work Harder for You
Invest
Crypto Owners, Here’s How to Make Your Coins Work Harder for You
This post was written in collaboration with Crypto.com. While we are financially compensated by them, we nonetheless strive to maintain our editorial...
8 October 2021
So You Want to Start Trading Futures: What is it & What Do You Need to Know?
Invest
So You Want to Start Trading Futures: What is it & What Do You Need to Know?
This post was written in collaboration with Tiger Brokers Singapore. While we are financially compensated by them, we nonetheless strive to maintain o...
7 October 2021
Standard Chartered Rewards+ Card – MoneySmart Review 2022
Credit Cards
Standard Chartered Rewards+ Card – MoneySmart Review 2022
The Standard Chartered Rewards+ Card’s main draw is that it offers up to 10X rewards points… for overseas retail, overseas dining and travel spending....
7 October 2021
Budget 2021: GST Hikes & Extensions Singaporeans Should Prepare For
Budgeting
Budget 2021: GST Hikes & Extensions Singaporeans Should Prepare For
Last year’s Budget was all about supporting Singaporeans through the challenges of the pandemic, the recession and an economy that was already tepid b...
5 October 2021
What is the HDB Income Ceiling for BTO, EC & Resale Flats?
Property
What is the HDB Income Ceiling for BTO, EC & Resale Flats?
When it comes to buying an HDB flat, Singaporeans are stuck between the devil and the deep blue sea. A delicate balance has to be struck between 2 ext...
29 September 2021
CapitaLand Restructuring: Should You Buy CapitaLand Investment (9CI)?
Invest
CapitaLand Restructuring: Should You Buy CapitaLand Investment (9CI)?
Once upon a time, real estate giant CapitaLand was regarded as one of the most foolproof companies to invest in in Singapore. But then, Covid-19 happe...
28 September 2021
The MoneySmart Guide to Retirement Part 4: Preserving Your Wealth
Invest
The MoneySmart Guide to Retirement Part 4: Preserving Your Wealth
Longevity is a big deal in many Asian cultures. In China, everything from bamboo to overly-long noodles can be a symbol of longevity. But in Singapore...
27 September 2021
The MoneySmart Guide to Retirement Part 3: Growing Your Wealth
Invest
The MoneySmart Guide to Retirement Part 3: Growing Your Wealth
Money means different things to different people. For some, it’s a new handbag, a bespoke cocktails and ski holidays in Hokkaido. Call us lazy, but t...
20 September 2021
What is DeFi? A Singaporean’s Guide to Decentralized Finance
Invest
What is DeFi? A Singaporean’s Guide to Decentralized Finance
One of the crypto buzzwords of 2021 is “DeFi”. Sounds like an underground resistance movement, but it’s actually short for decentralized finance, i.e....
15 September 2021
DBS Home Equity Income Loan Review: CPF Scheme for Private Property Owners
Property
DBS Home Equity Income Loan Review: CPF Scheme for Private Property Owners
Unless you’re willing to live with your parents forever or have had a look at rental prices and not had a heart attack, you’re going to have to fork o...
14 September 2021