eugenia

Articles by Eugenia Liew

I’m a 90s millennial who’s starting to realise that #adulting is more expensive than it seems on Instagram. When I’m not writing for MoneySmart, I’m usually playing with drain-dwelling stray cats or shopping at Sephora.

Housing Loans On The Rise – Should You Pick Fixed Or Floating Interest Rates?
Home Loans
Housing Loans On The Rise – Should You Pick Fixed Or Floating Interest Rates?
Buying a new home is easily many average Singaporeans’ biggest, most “heart pain” purchase. I mean, most of us don’t just have 6-figure sums lying around, so we’re forced to empty out our...
11 December 2018
christmas decorations daiso
Shopping
Christmas Decorations Singapore Guide: 9 Must-Buys From Daiso!
There are people like my aunt who, year after year, spend hundreds of dollars on scented candles, fancy figurines and other Christmas decorations. And while I love spending every December...
6 December 2018
year end bonus 2018
Credit Cards
5 Frivolous Things To Blow Your Year End Bonus On (& The Best Credit Cards To Use)
I bet you that when most Singaporeans cheer about Christmas, not all are actually enthusiastic about the birth of Jesus or the spirit of gift-giving. They’re actually celebrating their year end bonus; because even though it’s...
4 December 2018
branded bags singapore chanel hermes
Shopping
Can Branded Bags Ever Be A Good Investment?
There are lots of ladies in Singapore who have a weakness for branded bags. Heck, we’re even starting to name our kids Chanel and Prada. Now, imagine if these designer...
26 November 2018
Punggol singapore
Property
Considering Moving To Ulu Punggol? Here’s Our Punggol Survival Guide
It’s true – Punggol is hardly anyone’s dream estate. But while it’s no Tampines or Bishan, it sure is getting there. There are waterfront HDB flats, the convenient Waterway Point...
26 November 2018
u stars supermarket
Shopping
U Stars Supermarket Review – Is It Cheaper Than RedMart & NTUC?
You can ask anyone: Since I moved into my own home, I’ve morphed into a full-blown auntie who gets excited about stuff like spin mops and cheap toothpaste. And because of this, I...
22 November 2018
earn money while travelling airfrov airbnb
Travel
4 Easy Ways To “Earn” Money While On Holiday
Okay, okay. I know the whole point of a vacation is to be spectacularly unproductive, and making money isn’t exactly a priority. Most of us use our paid annual leaves to go on vacay...
21 November 2018
xiaomi singapore air purifier
This Versus That
Xiaomi Singapore Price Guide – Top Xiaomi Products vs The “Original” Brands
I don’t like to support fake stuff, but Xiaomi is impossible to resist. The Chinese brand has literally mastered the art of copying the most popular (and expensive) gadgets of the tech...
16 November 2018
ratex online shopping singapore
Shopping
RateX Singapore – Online Shopping With “Auto” Promo Codes?
In this day and age, all “shopping” is by default “online shopping” – which is why RateX is such a godsend. If you’re wondering what it is, the ‘x’ in its...
15 November 2018
grab driver
Transportation
Grab Drivers: Should You Consider GoJek, Ryde and Taxi Companies Instead?
The private car hire scene has been booming in the recent years, and many locals have taken to driving for income. Depending on how many hours you clock, you can...
14 November 2018
google wifi
Budgeting
Google Wifi Singapore Guide – How Much & How Useful?
Since it was introduced late last year, there’s been quite a bit of hoo-ha regarding Google Wifi in Singapore. First things first, let it be known that I take my wifi quite...
12 November 2018
things to do in tokyo
Travel
Top Things to Do in Tokyo, Japan – 20 Free Tours & Activities to Try!
Don’t worry, even if you’re broke af, you will never run out of things to do in Tokyo. Japan may be one of the top travel destinations among Singaporeans, but...
9 November 2018
cheap car insurance toyota altis
Car Insurance
Top 10 Most Popular & Cheapest Cars to Insure – Honda Vezel vs Toyota Altis & More
Yes, COE prices in Singapore are at an (almost) 8-year low of $25,556 for category A cars (up to 1600cc). But before you chiong to the nearest showroom and spend...
5 November 2018
horror stories financial woes
Opinion
10 Freakishly Relatable Financial Nightmares & Horror Stories Every Singaporean Would Know
Horror doesn’t always come in the form of bloodied zombies and screeching banshees. In fact, there are a lot of things that may make me shit my pants. And they often involve...
23 October 2018
lighting shops singapore
Shopping
Lighting Shops in Singapore vs Carousell vs Taobao – How Much Do The Same Lights Cost?
I recently collected the keys to my new home. If you’ve been following my renovation articles, you would know that I am in the midst of pimping it up. One major (read: expensive) component...
18 October 2018
cashless hawker centre
Opinion
5 Chilling (Yet Probable) Consequences Of Hawker Centres Going Cashless 
On the surface, going cashless at hawker centres seems like a dream. It’s like that Visa PayWave ad, right? You pirouette around with your char kway teow and with a magical wave of your credit...
17 October 2018
google pixel 3
Budgeting
Smartphone Showdown – Google Pixel 3 vs iPhone XS and XS Max (2018)
Earlier this week (10 Oct), Google announced the release date for the new Google Pixel 3 and Pixel 3 XL – 1 Nov 2018. Preorders are already available on the Google...
15 October 2018
changi airport duty free
Shopping
Shopping at Changi Airport Duty-Free (DFS) – Cosmetics, Electronics, Alcohol & More
In case somewhere along the way I sound like an over-enthusiastic cheerleader, let me just put it out here from the get-go: this is not an advertorial, I just very unabashedly...
11 October 2018
halloween horror nights zouk halloween
Entertainment
5 Ways to Spend Halloween 2018 – Price Guide to USS Halloween Horror Nights, Zouk Halloween & More
Looks like scaredy cats like me really can’t catch a break. The lunar 7th month is over so the Chinese ghosts are finally back in hell, but guess what? It’s now time for Halloween...
10 October 2018
haji lane singapore
Budgeting
9 Things to Do in Haji Lane Singapore – Tarot Card Reading, Selfie Coffees & More
Nothing screams “hipster” as loud as an adventure to Haji Lane, Singapore’s OG indie neighbourhood. And although you cool cats can’t blow grape-flavoured smoke hoops at shisha joints anymore, there’s still...
9 October 2018
sentosa attractions discounts and promotions
Budgeting
Top 9 Sentosa Attractions: Where to Get Discounts and Promotions
If you’ve read our Sentosa entry and parking price guide, you’d know that I’m personally no fan of the island. But as much as I hate to admit it, award-winning Sentosa...
4 October 2018
hdb renovation key collection
Property
HDB Renovation & Key Collection Guide: 10 Things To Bring When Visiting Your New Flat
You got married, had a baby, died and rose from the dead, and now, your new BTO/ HDB flat is finally ready. As part of our HDB renovation guide, here’s...
26 September 2018
bubble tea
Dining
Bubble Tea in Singapore: KOI vs LiHo vs Gong Cha vs TaiGai & More
Congratulations Singapore, it’s been almost 2 decades and we’re still obsessed with bubble tea. Also called “boba tea”, the food fad made a comeback in the early 2000s and never...
17 September 2018
holland village bars
Entertainment
Holland Village Bars Guide – $8 Beers, Booze Buffets & More
As it is, it’s not easy to find cheap drinks in Singapore. What more at the fancy Holland Village, right? Wrong. The hip Bohemian enclave is one of the most popular...
13 September 2018
tada
This Versus That
Grab vs Ryde vs Tada vs Kardi vs Filo Ride vs Urge – Which Ride Hailing App Is Cheapest?
Since Uber’s unceremonious exit from Singapore in May, Grab promo codes and Grab rewards have been getting shittier by the day. But in the last 3 months or so, at...
6 September 2018