eugenia

Articles by Eugenia Liew

I’m a 90s millennial who’s starting to realise that #adulting is more expensive than it seems on Instagram. When I’m not writing for MoneySmart, I’m usually playing with drain-dwelling stray cats or shopping at Sephora.

chinese new year 2019
Budgeting
Chinese New Year Budgeting (2022) – How Much Does It Cost To Follow Tradition?
As one half of a young, married couple who’s just moved into our own place, I am only just starting to realise that Chinese New Year costs a truckload of...
18 January 2022
CNY flowers kumquat
Shopping
CNY Plant & Flower Prices (2022) – Money Plant, Kumquat, Bamboo & More
As we slowly inch towards Chinese New Year, it’s not just the loud, cringe-y songs that are taking over Singapore. Festive plants and flowers like the money plant, lucky bamboo...
18 January 2022
new year resolutions
Budgeting
5 New Year’s Resolutions For Better Finances This 2022
If you had zero financial discipline in 2021, don’t worry – it’s already time to hit reset on those New Year resolutions. New year new you, right? Just try not...
31 December 2021
citi lazada card review
Credit Cards
Citi Lazada Credit Card Review — Is It Only Good For Lazada Shoppers?
From the unexpectedly popular UOB KrisFlyer card to the newly introduced GrabPay credit card, there have been quite a few branded credit cards launched in the market. Here’s one more...
13 October 2021
cimb visa signature
Credit Cards
CIMB Visa Signature Credit Card – MoneySmart Review 2022
Once upon a time the CIMB Visa Signature was my favourite cashback credit card, but since the revision of the terms and conditions in June 2019, I cancelled my card....
27 September 2021
Cheap Furniture in Singapore – 9 Affordable Furniture Shops & Online Stores
Shopping
Cheap Furniture in Singapore – 9 Affordable Furniture Shops & Online Stores
If you’re a new home owner, your “I can’t wait to decorate my house” excitement probably fizzled out the moment you started looking at the price tags of sofas and dining...
19 August 2021
apple music vs spotify
Entertainment
Apple Music vs Spotify vs YouTube Music: Which Music Streaming Subscription is Best?
Sometimes I chance upon 90s memes about how we used “share” songs over MSN messenger and load it into our mp3 players. All I can say is: Thank God for...
16 June 2021
Online Grocery Delivery - Masthead
Shopping
Online Groceries in Singapore — Which Has The Cheapest Delivery Fees?
Online grocery shopping was already popular with lazy millennials, but now that Singapore is, once again, in Phase 2 (Heightened Alert), with no dine-in allowed — older folks are starting...
18 May 2021
grabpay mastercard singapore
Credit Cards
GrabPay Card Review — 7 Things to Know About the GrabPay Mastercard
Tech unicorn Grab has taken e-wallets to the next level — last year, the homegrown company announced their newest launch, the GrabPay Mastercard. This includes a digital card, as well...
11 May 2021
netflix subscription fee singapore
Entertainment
9 TV Streaming Services in Singapore: Netflix, Disney Plus & More
I’m at that stage in life when everyone around me is getting married and moving into new homes, and I can safely say that TV streaming services have officially taken...
12 March 2021
GOMO giga singtel starhub singapore telco
Budgeting
Singtel GOMO vs StarHub giga vs M1 & Other SIM-Only Data Plans in Singapore
Telcos in Singapore are still at war — and it’s not just among the 3 giants.  In March 2019, Singtel launched a 20GB for $20 SIM-only plan under GOMO, a...
27 January 2021
black friday 2018
Shopping
10 Best Black Friday Sales in Singapore (2020)
I want to say that Black Friday is the one annual shopping event that everyone saves up for, but let’s be real -— our bank accounts are kinda still bleeding...
24 November 2020
Compilation of Updated Savings Account Interest Rates Amid Covid-19 Recession (July 2020)
Savings Accounts
Compilation of Updated Savings Account Interest Rates Amid Covid-19 Recession (July 2020)
In case you haven’t got the memo, the world is in recession. Last month, the U.S. Federal Reserve slashed their rates to almost zero in a desperate bid to shore up...
2 July 2020
shopee promo code singapore
Shopping
Shopee Promo Codes & Credit Card Discounts in Singapore (2020)
Be it Shopee or anywhere else, as long as it’s an online shopping platform, you had better first Google for promo codes. If you can’t find any, then boycott them...
2 July 2020
Dengue Fever in Singapore — Symptoms, Insurance & Treatment Costs
Budgeting
Dengue Fever in Singapore — Symptoms, Insurance & Treatment Costs
Everyone is worrying about the novel coronavirus outbreak, but there’s another virus that’s spreading on the down low — dengue fever. As of June 2020, there are already more than 12,000...
23 June 2020
mortgage singapore floating rates
Home Loans
U.S. Fed Rates Slashed, SIBOR Plunges: What Does That Mean For 2020 Mortgage Rates in Singapore?
2019 was the year of SIBOR’s recovery, but the recent emergency fed rate cut has officially tipped the scales. The Federal Reserve interest rate were cut by half a percentage...
2 June 2020
Covid-19 Circuit Breaker: An Updated List of CCB Measures and Fines
Budgeting
Covid-19 Circuit Breaker: An Updated List of CCB Measures and Fines
Maybe one day I’ll be mature enough to not giggle at it, but as of now, I’m really tickled by how everyone is embracing the term “CCB”, which now stands...
21 April 2020
[UPDATED] Solidarity Budget 2020 — $600 Solidarity Payment, 75% Co-Funding for Wages & More
Budgeting
[UPDATED] Solidarity Budget 2020 — $600 Solidarity Payment, 75% Co-Funding for Wages & More
By now, you should be pretty dang shaken by the social and economic impacts of the Covid-19 pandemic. If not, then you and your circle are very privileged. Many Singaporeans are...
21 April 2020
Giving.sg Charity Portal:  13 Charities for Covid-19 Donations in Singapore
Budgeting
Giving.sg Charity Portal: 13 Charities for Covid-19 Donations in Singapore
The Covid-19 coronavirus outbreak has shined light on the most vulnerable people in society, such as the ill, elderly, disabled, etc. If you are young, healthy and your only complaint...
17 April 2020
covid-19 government assistance
Budgeting
Covid-19 Relief: Compilation of Government Financial Assistance Schemes
Unemployment during this Covid-19 outbreak is a very real thing. The government recently announced the supplementary resilience budget 2020, setting aside an extra $48 billion to support the economy. A huge...
6 April 2020
budget 2020 covid19 measures
Budgeting
[UPDATED] Budget 2020 — Measures to Cushion Impact of Covid-19 on Key Sectors
One of the key themes of this year’s Budget 2020 announcement by Finance Minister Heng Swee Keat is the Covid-19 coronavirus outbreak in Singapore. It came at an unfortunate time,...
6 April 2020
singapore resilience budget 2020
Budgeting
[UPDATED] Resilience Budget 2020 — Up to $900 Cash for Singaporeans, $1,000 Monthly Payout for Self-Employed & More
Whether you care to admit it or not, COVID-19 is wreaking havoc globally. Even if you think that medically it’s “just a flu” — scoffs — you can’t possibly be...
6 April 2020
[UPDATED] Unity Budget 2020 — No GST Increase For 2021, Up to $1,600 GST Vouchers & More
Budgeting
[UPDATED] Unity Budget 2020 — No GST Increase For 2021, Up to $1,600 GST Vouchers & More
Perhaps one of the most anticipated announcements of Budget 2020 was that of the Goods and Services Tax (GST) in Singapore. In Budget 2018, Finance Minister Heng Swee Keat announced...
6 April 2020
covid-19 part time job singapore
Career
5 Part-Time Jobs You Can Do During This Covid-19 Period
Covid-19 is a medical emergency, but its impact goes far beyond the healthcare industry. It has accelerated the global recession, impacting many key sectors in Singapore like retail, aviation, tourism...
1 April 2020
free parking singapore covid19
Shopping
35 Shopping Malls With Free Parking Until Further Notice (Mar 2020)
Note: This article was written before Singapore’s circuit breaker measures were implemented. Although these malls remain open (for the essential store like supermarkets and pharmacies), most of these promotions have...
31 March 2020