Guide to Dependants’ Protection Scheme (DPS) in 2024: Understanding Eligibility, Premiums, and the Claim Process
Life Insurance
Guide to Dependants’ Protection Scheme (DPS) in 2024: Understanding Eligibility, Premiums, and the Claim Process
Financial security and personal protection is becoming more crucial in light of navigating uncertainties, particularly for young working adults in Singapore. Designed to provide much-needed financial security, Dependants’ Protection Scheme...
26 April 2024
COE-Singapore-Cars
Transportation
How the (COE) Certificate of Entitlement System Works: Bidding & Process
Singapore holds a unique Guinness World Record—though it’s not necessarily one to be proud of. We’re the most expensive city in the world to own a car. The record was...
26 April 2024
Maybank Personal Loan Review 2024—3 Loans To Choose From
Personal Loans
Maybank Personal Loan Review 2024—3 Loans To Choose From
Need a personal loan but not sure which one to choose? Well, to make things more confusing, Maybank offers 3 types of personal loans! But not to worry, that’s why...
26 April 2024
Best Fibre Broadband Singapore 2024: Singtel vs Starhub vs M1 vs Others
Budgeting
Best Fibre Broadband Singapore 2024: Singtel vs Starhub vs M1 vs Others
It wasn’t long ago that blazing fast 1Gbps fibre broadband plans seemed like a luxury plan reserved for the high SES. However, technological advances and fierce competition have made these...
26 April 2024
Buy-Stocks-Singapore
Invest
How to Buy Stocks in Singapore in 5 Easy Steps (2024) + Tips
Investing in stocks is one of the best financial decisions you could make. And the earlier you start, the more gains you’ll likely enjoy. I randomly looked at 5 popular...
25 April 2024
HSBC Personal Loan Review 2024 — Is It Worth Taking A Loan?
Personal Loans
HSBC Personal Loan Review 2024 — Is It Worth Taking A Loan?
Thinking about a home renovation to spruce up your HDB flat or maybe a short loan to tide you over until your next paycheck? A personal loan might be just...
24 April 2024
basic healthcare sum
Healthcare
Understanding Your MediSave Account in 2024 & How to Make the Most of It
No one ever wants to get sick. Apart from the horrid feeling and inconvenience, general treatments can take a pinch out of your pocket. Healthcare costs have been on a...
24 April 2024
unlimited-pocket-money-taught-me-about-saving-money
Opinion
What Having Unlimited Pocket Money Taught Me About Saving Money
I grew up with unlimited pocket money. I know. That sounds kinda crazy to me too—at least now as an adult. But back then, when I was a kid in...
24 April 2024
Reduce-Expenses
Budgeting
5 Ways To Cut Back on Expenses in 2024 (Without Feeling the Pinch)
Let’s face it, Singapore isn’t exactly known for being cheap. With GST sitting at 9% and the cost of groceries, transport, and housing constantly rising, we need to be more...
Trust-Bank-Savings
Fixed Deposits
Could Trust+ Be Better Than Fixed Deposits or T-Bills?
Interest rates were at an all-time high in 2023, which raised the rates for fixed deposits and T-bills. If you were quick to capitalise on the generous rates, you probably...
What Kind of Driver Are You? Discover Your Driving Personality Type and the Esso Fuel Rewards You’ll Need
Credit Cards
What Kind of Driver Are You? Discover Your Driving Personality Type and the Esso Fuel Rewards You’ll Need
In this compact city-state, getting from point A to point B is always an adventure. On Singapore roads, you’ll often encounter a diverse mix of drivers—from the professionals navigating the...
cost-of-having-baby-singapore-delivery-costs-doctor-visits
Family
The Cost Of Having A Baby In Singapore—Delivery Charges, Doctor’s Fees and Everything Else
Congratulations! If you’re reading this, you’re either (a) expecting your first child (because if this is Baby Number 2 or 3, you would not have the time to read) or...
22 April 2024
Standard Chartered Personal Loan Review: Is SCB CashOne Personal Loan The Best?
Personal Loans
Standard Chartered Personal Loan Review 2024: Should You Take the SCB CashOne Personal Loan?
Need money for your flat or condo downpayment? Perhaps you have big renovation plans or you’ve had a bit of an emergency that requires a large amount of cash in...
19 April 2024
credit-card-fee-waiver
Credit Cards
How to Get Credit Card Annual Fee Waivers and Still Enjoy Rewards and Perks
When it comes to credit cards, it’s all about getting the upper hand—getting more money out of the bank than they’ll ever get from you.  The secret? Pay all your...
19 April 2024
Bitcoin-Halving
Crypto
What Is Bitcoin Halving, and Will It Take Prices to Another New High?
The next Bitcoin halving is projected to take place this week, around 19 April 2024. This major event can drastically affect the price of Bitcoin.  Whether you’re considering investing in...
19 April 2024
CIMB Personal Loan Review: Interest Rates, Calculator & Approval Time
Personal Loans
CIMB Personal Loan Review 2024: Low Interest Rates from 2.80% Per Annum
Perhaps you’ve got a wedding coming up, or a hospital bill to pay off. Or you could be planning to further your studies or embark on a small business venture....
19 April 2024
dbs-visa-debit-card-moneysmart-review
Credit Cards
Is the DBS Visa Debit Card Better Than a Credit Card?—MoneySmart Review 2024
Haven’t used a debit card since you were too young and poor to apply for a credit card? The DBS Visa Debit Card just might change that. That’s because you can...
18 April 2024
CareShield Life Guide 2024: What It Is & How to Make the Most of It
Healthcare
CareShield Life Guide 2024: What It Is & How to Make the Most of It
By 2050, nearly half of Singapore’s population will be at least 65 years old. With an ageing population, Singapore is bracing for a surge in healthcare spending. It’s vital that...
18 April 2024
gxs personal loan in singapore review
Personal Loans
GXS FlexiLoan Review 2024 — Could This Be One Of The Most Flexible Loans Out There?
When it comes to personal loans, we usually think of high interest rates and high fees by the big bad banks, right? But there’s one out there that’s different. Digital...
18 April 2024
youtrip-review-moneysmart-exchange-foreign-currency-countries
Budgeting
YouTrip Review—Guide to YouTrip Card, Exchange Rates & Promo Codes
Which is your preferred multi-currency account for travel spending? We asked this question on our Telegram channel recently, and guess which came out on top? Yup—YouTrip. I guess their claim...
18 April 2024
condo-downpayment-singapore
Home Loans
Downpayment for Condo: How Much Do First-Timers Need in Singapore?
“Buying a house in Singapore is easy!” …said no one ever. The path to home ownership in Singapore is often a difficult, convoluted and arduous task. It’s one that was...
17 April 2024
CPF MediShield Life in Singapore
Healthcare
Guide to MediShield Life in Singapore 2024—An Updated Look at Premiums, Coverage, Deductibles and Claims
When in Singapore, healthcare can be quite costly. This is also why many working adults invest in medical and hospitalisation insurance the moment they can afford it. Whenever we fall...
16 April 2024
Singapore Inflation Rate 2024—What Is It and Why Does It Matter?
Budgeting
Singapore Inflation Rate 2024—What Is It and Why Does It Matter?
OK, confession time. Even though I know that Inflation is Very Bad and I should do all I can to stay ahead of it, I must confess I haven’t a...
16 April 2024
How Much Are Health Screening Packages in Singapore? Comparing Public and Private Hospitals and Clinics
Healthcare
How Much Are Health Screening Packages in Singapore? Comparing Public and Private Hospitals and Clinics
Just about every Singaporean knows about the importance of health screenings. After all, catching a serious ailment too late could mean huge medical bills or, worse, death. But how much...
16 April 2024
NUS, NTU, SMU & Other Singapore University Degrees—How Much Do They Cost in 2024?
Education
NUS, NTU, SMU & Other Singapore University Degrees—How Much Do They Cost in 2024?
Did you know tuition fees at the University of Pennsylvania, United States, cost about US$66,100 (S$89,850) per year? And according to the QS World University Rankings 2024, UPenn ranks 4...
15 April 2024