tay.jinheok@moneysmart.com

Articles by Tay Jin Heok

Tay Jin Heok aspires to join the ranks of financial titans like Scrooge McDuck and Mr. Krabs, though he’s still perfecting their knack for turning pennies into fortunes. A self-proclaimed personal finance enthusiast, he has generously decided to share his insights into the money world with his readers. When he’s not demystifying finance, you’ll find him sweating it out in online multiplayer games or scrolling aimlessly through social media.

man in wedding dress
Wedding
The True Cost of Saying ‘I Do’ in Singapore: What Couples Often Overlook
Just said “yes” to forever? Congratulations! Now comes the planning, the Pinterest boards, and the avalanche of to-dos leading up to your big day. As romantic as weddings are, the...
4 hours ago
simpsons getting free wedding
Personal Loans
Our Top-Rated Personal Loans for Engaged Couples (No Early Repayment Penalty)
Planning a wedding in Singapore is exciting—and let’s face it, expensive. From booking the venue and hiring a photographer to purchasing a bridal gown, suit, and covering the banquet, honeymoon,...
4 hours ago
couple from UP getting married
Personal Loans
Wedding Loan vs Personal Loan: What’s the Best Way to Finance a Wedding in Singapore
Ah, weddings. A day to celebrate your love with your partner and solemnly vow to stand by them in sickness and in health, to love and cherish, until debt do...
1 April 2025
man collecting debt
Personal Loans
Taking Personal Loans From Licensed Moneylenders vs Borrowing From Banks: What’s the Difference?
Adulting is hard. It’s not nearly enough to get a job, manage your bills, and remain debt-free. You also have to save for major life changes such as marriage, a...
13 February 2025
Baby throwing cash out the window
Invest
Best Ways to Invest Under the Supplementary Retirement Scheme (SRS)
It’s no secret that Singapore is facing challenges with its greying population. In fact, by 2030, around 1 in 4 Singaporeans will be aged 65 or above, up from 1...
6 February 2025
mandai zoo wild wild wet superpark singapore
Budgeting
8 Seasonal and Annual Passes in Singapore: Are They Worth Your Money?
Let’s face it—Singapore’s attractions can quickly drain your wallet, especially if you’re not paying attention.  If you’re a regular at places like iFly Singapore or Kidztopia—whether it’s for a date...
16 January 2025
Mandai Resort and Disney Cruise and Mandai Rainforest Wild
Trends
6 Exciting Things to Look Forward to in 2025: Budget 2025, New Resort, Disney Cruise, and More
If 2024 taught us anything, it’s that the world loves a comeback—on stage, on screen, and even in politics. We had the 2024 Olympics in France, following the somewhat subdued...
26 December 2024