Back in the ’80s, middle-class Singaporeans associated pawn shops with poverty. If you were seen walking into one, your acquaintances would never let you live it down; they immediately assumed...

Credit cards are useful for getting cash back rebates and free air miles for your expenditure. They’re also needed for paying cashlessly in this day and age. But beware of...

As of September 2018, there are almost 17,000 undischarged bankrupts in Singapore. The good news is that the number of bankruptcy cases has dropped by more than 20 percent since...

Big Sweep, 4D, Toto… so many ways to win at the Singapore Pools. On top of that, a ticket is just a few dollars. Even if you have a snowball’s...

Choosing financing for your home is like a game of “Rathers”. You know, where everyone tackles hard questions like “Would you rather be whipped naked down Orchard Road, or rely...

To new investors in Singapore, the stock market presents a bewildering range of options. There are dozens of systems and methods of investing, all with their pros and cons. So...

When you get a credit card, you’ll also receive a book of terms and conditions. But you will need some legalese and time to get through them, and if you are...

So you’ve heard cashback cards offer the best savings, and you want to switch. Or maybe you already have a cashback card, and you’re wondering why the only thing you’re...

Back in 2011, I was convinced banks installed revolving doors just for home loan customers. People refinanced more often than we got to change underwear in NS. It was an...

In my day, students had allowances of $8. And those were the rich kids. Our mobile phones was two soup cans connected by string. When we broke bones, we set...

Congratulations on graduating! You’re now one a few hundred thousand graduates in the job market, many of whom will quickly realise that securing a job isn’t as easy as it may seem....

You’ve probably seen this kind of article before. The best way to invest $1,000 is to put it in your CPF, drop it in a fixed deposit, blah blah blah....

When I was growing up, I was taught that debt is a bad thing. That it’s up there with procrastination, swear words, and AIDs. I didn’t even touch a credit...

Sometime in my mid – 20’s, I got tired of living on corn flakes and ketchup packets. So using what time and money I had, I read up on finance...

HDB has a ton of rules, because it’s public housing and all. And at first, we were about to explain those rules to you. Because the writer for HDB’s web page...

I think I got ripped off buying my new phone. Either that or I’m waaaay out of touch with gadgets, and a phone really is worth $500 more when it...

You know why Singaporeans aren’t happy? It’s because we’re always pushed to get the biggest house. The sexiest car. The most expensive smartphone. “That’s an unusually mature observation from you.”...

I’m amazed people try anything illegal in their HDB flats. I mean, it’s not exactly spacious:  a few inches of wall separates us from the most intimate details of our...

Lots of people laugh at scam victims – right up till they themselves pay $500 for a new “eye pad” online. Then they get whiny, and out come the excuses:...

You know, I used to run a career counseling service. But it didn’t take off. “That’s because your only career tactic was to become an investment banker before 1981.” Hey,...

I almost got busted for insurance fraud once. That was when I microwaved oily bacon in tinfoil and set most of my kitchen on fire. “You were safe from fraud...

If I were a tutor, I’d have two prices. For $250 a month I’d make (probably futile) attempts to teach. For $500 a month I’d guarantee an A. “By getting...

Previously, this article was about how Medisave and CPF might not provide enough. But as of now, my  insurance policy is to not blog about the government. I can’t even...

When they asked me to discuss this, I immediately requested a less inflammatory topic. Like abortion, or creationism. There are only three certainties when discussing comic book investments: it’s fun,...

National Service is a pain in the keister, we get that. But here’s the kicker: while you’re busy defending the country from invaders more imaginary than your CPF money, you’re...