Getting an EC vs. BTO Flat: What are the Differences?
Why does everyone assume you’re rich if you buy an EC? That doesn’t make sense. By the time you make the downpayment and cover the instalments, the EC means you’re…
Latest Article from Ryan Ong
HDB Loan vs. Bank Loan: Which is Better?
Choosing financing for your home is like a game of “Rathers”. You know, where everyone tackles hard questions like “Would you rather be whipped naked down Orchard Road, or rely…
5 Tips To Maximize Your Cashback Card Benefits
So you’ve heard cashback cards offer the best savings, and you want to switch. Or maybe you already have a cashback card, and you’re wondering why the only thing you’re…
Home Loans September 16, 2016 11:17 am0 Comments
What Singaporeans Need to Know About Home Loan Refinancing in 2016
Back in 2011, I was convinced banks installed revolving doors just for home loan customers. People refinanced more often than we got to change underwear in NS. It was an…
Transportation July 20, 2015 4:30 pm0 Comments
Parallel Importers vs. Authorized Dealers: Which Should You Get Your Car From?
In Singapore, you can buy cars from secret, unauthorized dealers. And it’s perfectly legal. “Uh, parallel importers aren’t secret or unauthorized. They’re just not the official distributor”. Oh yeah? Next…
Credit Cards January 21, 2015 3:00 pm0 Comments
3 Best Credit Cards for Clubbing and Pubbing in Singapore
These days, the only kind of clubbing I do is when burglars break into my house. Then it’s “Say hi to Mr. golf club punk; take that, and that, and…
Credit Cards January 20, 2015 3:31 pm0 Comments
3 Best Credit Cards for Students In Singapore
In my day, students had allowances of $8. And those were the rich kids. Our mobile phones was two soup cans connected by string. When we broke bones, we set…
Career January 3, 2015 5:16 pm0 Comments
5 Things Degree Holders Need To Do To Survive in Singapore’s Job Economy
Congratulations on graduating! You’re now one a few hundred thousand graduates in the job market, many of whom will quickly realise that securing a job isn’t as easy as it may seem….
Invest October 2, 2014 11:11 am0 Comments
The Best Way to Spend $1,000 in Your 20’s
You’ve probably seen this kind of article before. The best way to invest $1,000 is to put it in your CPF, drop it in a fixed deposit, blah blah blah….
Invest September 23, 2014 12:44 pm0 Comments
What the Heck is an Index Fund, and Why Would You Want One?
An exchange traded fund is a super risky investment. Imagine an airline that saves money by not hiring a pilot – that’s what it is. “That’s a complete lie.” Also,…