Personal Loans December 4, 2018 4:58 pm0 Comments
Back in the ’80s, middle-class Singaporeans associated pawn shops with poverty. If you were seen walking into one, your acquaintances would never let you live it down; they immediately assumed…
Credit Cards November 30, 2018 12:05 pm0 Comments
Credit cards are useful for getting cash back rebates and free air miles for your expenditure. They’re also needed for paying cashlessly in this day and age. But beware of…
Budgeting November 13, 2018 11:00 am0 Comments
As of September 2018, there are almost 17,000 undischarged bankrupts in Singapore. The good news is that the number of bankruptcy cases has dropped by more than 20 percent since…
Budgeting November 8, 2018 1:36 pm0 Comments
Big Sweep, 4D, Toto… so many ways to win at the Singapore Pools. On top of that, a ticket is just a few dollars. Even if you have a snowball’s…
Home Loans July 16, 2018 3:20 pm0 Comments
Choosing financing for your home is like a game of “Rathers”. You know, where everyone tackles hard questions like “Would you rather be whipped naked down Orchard Road, or rely…
Invest June 7, 2018 12:21 pm0 Comments
To new investors in Singapore, the stock market presents a bewildering range of options. There are dozens of systems and methods of investing, all with their pros and cons. So…
Credit Cards April 26, 2018 5:01 pm0 Comments
When you get a credit card, you’ll also receive a book of terms and conditions. But you will need some legalese and time to get through them, and if you are…
Credit Cards August 11, 2017 3:00 pm0 Comments
So you’ve heard cashback cards offer the best savings, and you want to switch. Or maybe you already have a cashback card, and you’re wondering why the only thing you’re…
Home Loans September 16, 2016 11:17 am0 Comments
Back in 2011, I was convinced banks installed revolving doors just for home loan customers. People refinanced more often than we got to change underwear in NS. It was an…
Credit Cards January 20, 2015 3:31 pm0 Comments
In my day, students had allowances of $8. And those were the rich kids. Our mobile phones was two soup cans connected by string. When we broke bones, we set…