Is This New Service the Easiest Way to Qualify for Bonus Air Miles?

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Timing is important. And I’m not just talking about knowing when to fold in poker. Whether it’s investing in the stock market, or buying flight tickets, timing can make all the difference. And when it comes to applying for an air miles credit card, it’s especially important to be prepared.


Huh? Applying for a credit card also need to plan? Why like that?

While you should never apply for a credit card on a whim, it’s a huge advantage if you plan your expenditure before applying for an air miles credit card. This is because air miles credit cards traditionally have very significant sign-up bonuses, but many of them require you to spend a specific amount in the first few months after getting your credit card.

For example, the Citi PremierMiles Visa Card can earn you up to 42,000 Citi Miles easily, if you’re a new Citibank customer. All you need to do is spend $10,000 within the first 3 months, and you’re easily on the way to Taiwan or Japan.

The American Express Singapore Airlines KrisFlyer Ascend Credit Card? Earns you a total of 20,000 bonus Krisflyer miles if you spend $6,000 in the first 3 months.

Don’t plan your expenditure well, and you could either forfeit these fantastic bonuses, or worse, force yourself to spend money on things you don’t need just to meet the eligibility requirement.


Hmmmm… so maybe timing is important when applying for an air miles credit card

This is especially so when you realise that many monthly bill payments, such as rent and condo fees, can’t be charged to a credit card. With all those major monthly expenditures taken out of the equation, you’d probably have to wait till the holiday season to spend that kind of money.

But what if I told you that you can actually charge these bills to your credit card, and not only earn air miles, but these bonus miles as well!

CardUp is a service that allows you to make payments for your condo maintenance fees, rent and rental deposits, insurance premiums as well as school fees to schools such as NIE, NUSS, and other private educational institutions that currently do not accept credit cards.

However, there is a fee involved, but we’ve found that the rewards earned on your card could well outweigh the fee. CardUp’s currently charging 2.6% of your transaction amount as a fee. Say you use your Citi PremierMiles Visa Card to pay your monthly rent of $3,000. You’ll only be paying $78 more to CardUp for that $3,000 transaction.

And assuming you charge your rent to your Citi PremierMiles Visa Card through CardUp, for 3 months, you’ve already met 90% of your spending requirement. You just need to spend $1,000 more on the credit card to earn a whopping 42,000 Citi Miles.

Is CardUp legal? Why should I use a service like CardUp?

Don’t worry, CardUp is not only legal, but it is perfectly safe. CardUp does not store your card details and your date. Their encryption is bank industry standard to ensure your information security.

What’s more, CardUp allows you to split payment over multiple cards to maximize your benefits. If you have two air miles credit cards, for example, you may actually be able to earn the sign-up bonuses for both of them thanks to CardUp.

Say you’ve already charged $10,000 to the Citi PremierMiles Visa in 3 months, you may want to split payments to meet the $1,000 spending requirement on your new DBS Altitude Visa Signature Card to earn the bonus 10,000 KrisFlyer miles.

What’s more, with the ability to schedule recurring payments, you never have to worry about missing a deadline again. CardUp users can also schedule payments in advance, which is especially useful if a payment is due while they are overseas.


Interested in a service like CardUp? Find out more here.