Credit Cards

8 Generous Sign Up Bonuses That Make Us Want to Sign Up For These Credit Cards Right Now

Joanne Poh 0 Comments

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In the right hands, credit cards can be a source of tons of freebies. I especially love cash back credit cards since you get back a bit of the money you spend, and who doesn’t love money, amiright?

If you’re an auntie, however, the thing that really pushes you to apply for a new card could be the sign up bonus of a free suitcase. To each his own.

Here are some of the best credit card sign up bonuses the banks are dangling right now… even if you don’t end up using the card, there’s no harm collecting these goodies.

 

Cashback

HSBC Visa Platinum Card and HSBC’s Revolution Card

HSBC Visa Platinum Credit Card


Card Benefits

  • MoneySmart Exclusive! - Delsey Helium Aero 71cm TSA Luggage worth S$529 + Up to S$40 Cashback
  • Up to 5% cash rebates on grocery and petrol, and up to 2% cash rebates on dining
  • 5% cash rebate on Recurring Mobile/Cable TV/Internet Bill Payment
  • 2 year Annual Fee waiver
  • MoneySmart Exclusive! - Delsey Helium Aero 71cm TSA Luggage worth S$529 + Up to S$40 Cashback

HSBC Revolution Credit Card


Card Benefits

  • MoneySmart Exclusive! - Delsey Helium Aero 71cm TSA Luggage worth S$529 + Up to S$40 Cashback
  • 5X Rewards points (or 2 air miles) per $1 spent on Online, Dining and Entertainment transactions
  • $1 = 1 Reward point. No minimum spend and earn as many Rewards points as you like
  • 2 year annual fee waiver
  • MoneySmart Exclusive - Delsey Helium Aero 71cm TSA Luggage worth S$529 + Up to S$40 Cashback

There’s no better time to be a HSBC credit card holder. Sign up for the HSBC Visa Platinum Credit Card or HSBC’s Revolution Card and you could earn up to $180 cash back. You must spend at least $300 a month within the first three months to qualify. Just like that!

Here’s how it works: If you’re new to HSBC credit cards – that is, you’ve not got an existing HSBC credit card and you didn’t cancel any HSBC credit cards in the past 12 months – you qualify for $140 cash back. If you’re an existing HSBC cardholder – that is, you’ve had your HSBC credit card for at least 2 years and you haven’t cancelled any HSBC credit cards in the past 12 months – you qualify for $60 cash back.

If you also apply for one or more Supplementary Cards, you get an additional $20 cash back, and if you apply online (and agree to receive direct marketing and promotions from HSBC by indicating on the Letter of Instruction), you also get an extra $20 cash back.

The above offer is valid till 30 April 2017. If you’re interested in the HSBC Visa Platinum Card, click to apply here. If you’re interested in HSBC’s Revolution Card instead, click to apply here.

 

ANZ Optimum World MasterCard

ANZ Optimum World MasterCard Credit Card


Card Benefits

  • Up to $100 Cash Back
  • Apply online and receive $168 Cash Rebate OR $88 Cash Rebate when you charge at least $588 OR $388 of Qualifying Card Spend respectively, by the end of the next calendar month following the date of card approval
  • Get a 28” Luggage Bag - Limited to the 1st 100 approved New to Bank Cards per week
  • Applicable to new ANZ Cardmembers only

From 1 October 2016 to 13 March 2017, new ANZ Credit Card customers who sign up for this card online receive $168 cash rebate. If you’re lucky, you might also be among the first 100 new ANZ Credit Card customers to apply online, to also get a free 28″ Luggage!

The rebates will be offered to you using Optimum$ under the Optimum Rebate Programme. Redemptions of Optimum$ is in blocks of $50, so do take note because you’re getting a flat $168 rebate.

If you are interested in the ANZ Optimum World Mastercard, click to apply here.

 

Standard Chartered Manhattan World MasterCard

Standard Chartered MANHATTAN World MasterCard


Card Benefits

  • $150 Uber Credits / $150 Caltex StarCash Card / $138 Cashback
  • 20% Cashback on Uber Rides Globally
  • Earn up to 3% cashback monthly (capped at $800 a year)
  • Up to 22.3% savings on fuel purchases at Caltex
  • Get 20% Cashback on Uber Rides*
  • Enjoy a complimentary Starwood Preferred  Guest Gold membership
  • First year annual fee waived

Stanchart offers one of the most generous sign up bonuses out there – $138 credit the minute you receive your credit card. Sweet! Actually, that’s not even the most generous sign up gift – in addition to cashback, you also have a choice of Uber rebates or free Caltex petrol.

Note that you have to be a first-time Stanchart credit card applicant. If you already have an existing credit card or previously cancelled a Stanchart card, you receive just $20 cashback for a maximum of two eligible cards. Boo hoo!

The offer is valid till 31 January 2017. If you are interested in the Standard Chartered Manhattan World MasterCard, click to apply here.

 

Citi Cash Back Card

Citi Cash Back Card


Card Benefits

  • 20% Cash Back on all Grab rides
  • Get S$120 Cashback
  • 20% Cash Back on all Grab rides, valid from 7 Apr - 6 Jul 2017. 8% Cash Back from 7 Jul 2017.
  • 8% Cash Back at ALL supermarkets, grocery stores, and food and beverage outlets globally
  • Up to 20.88% at Esso and Shell, and 8% Cash Back at all other petrol stations

From now till 30 April 2017, apply for a Citi Cash Back Card through MoneySmart and receive a $150 Qoo10 Gift Card. This is only valid for new Citibank cardmembers, so if you already have a Citibank credit card, tough luck.

If you used to have a Citibank credit card but cancelled it, you are eligible if the termination of your card happened more than 12 months ago.

Of course, there’s a catch. Not only do you have to apply online through MoneySmart, you’ll also have to charge $150 to the card within 30 days of approval. The $150 Qoo10 Gift Card will be given to you within 8 weeks after you’ve charged $150.

If you are interested in the Citi Cash Back Card, click to apply here.

 

Air miles

 

Citibank PremierMiles Visa Card

Citi PremierMiles Visa Card


Card Benefits

  • Earn up to 42,000 Citi Miles when you apply and spend, T&Cs apply
  • Earn up to 10 Citi Miles per S$1 spent on online travel bookings
  • Receive 10,000 Citi Miles upon membership renewal and payment of annual fee
  • Citi Miles never expire
  • Redeem miles & air tickets directly on the Citibank website

This card offers one of the more generous freebies out there. You get up to 42,000 Citi Miles when you apply and manage to spend the requisite amount.

Here’s how it works: So long as you use your card within the first 3 months, you get 15,000 miles. If you manage to spend $10,000 within the first 3 months, you get an additional 15,000 miles. If this $10,000 was spent locally, you get an additional 12,000 miles, since you’re supposed to get 1.2 miles per S$1 anyway.

If you’re an existing Citibank card holder, you’ll have to pay the annual fee of $192.60, otherwise the fee gets waived for a year.

The offer is valid till 31 March 2017. If you are interested in the Citibank PremierMiles  Visa Card, click to apply here.

 

American Express Singapore Airlines KrisFlyer Credit Card

American Express Singapore Airlines KrisFlyer Credit Card


Card Benefits

  • First Year Fee Waiver & 5,000 Bonus KrisFlyer miles
  • Get S$150 cashback at Singapore Airlines
  • S$1 = 1.1 KrisFlyer miles (Local)
  • S$1 = 2 KrisFlyer miles (Overseas) during June and December
  • Receive bonus 5,000 bonus KrisFlyer miles when you first charge to your card
  • Get an additional 5,000 bonus KrisFlyer miles when you spend S$2,500 within 3 months of card approval
  • First Year Fee Waiver
  • Eligible with Apple Pay

If you’re a KrisFlyer member, it’s a good idea to sign up for this card, since you get a bonus of 5,000 KrisFlyer miles the minute you make your first transaction with the card.

If you spend $700 in the first 6 months upon card approval, you receive an additional 3,000 Krisflyer miles.

If you are interested in the American Express Singapore Airlines Krisflyer Card, click to apply here.

 

Standard Chartered Visa Infinite Credit Card

HSBC Visa Infinite Credit Card


Card Benefits

  • Get 35,000 Air Miles
  • Get up to 2.25 air miles per S$1 spent
  • Unlimited access to over 700 VIP airport lounges worldwide with complimentary Priority Pass™ Membership for cardholder and supplementary cardholder(s)
  • Complimentary limousine transfer and expedited immigration clearance
  • Complimentary worldwide travel insurance coverage for over 20 benefits of up to US$2,000,000

Choose between receiving 35,000 miles OR 25,000 miles + $100 Uber credits when you apply for this card. Now that’s a hell of a lot of miles.

The catch is that you have to pay the annual fee of $588.50. This might sound hefty, but when you consider that 35,000 KrisFlyer miles can get you a one way ticket to Europe or the West Coast of the USA, or a return ticket to Beijing and Shanghai on Singapore Airlines, it doesn’t sound that bad of a deal.

The offer is valid till 31 December 2017. If you are interested in the Standard Chartered Visa Infinite Card, click to apply here.

 

Freebies

 

American Express Platinum Credit Card

American Express Platinum Credit Card


Card Benefits

  • Full Fee Offer + B&O Play H5 + 2D1N at Dorset Singapore + Samsonite Sigma 76cm Luggage
  • Opt 1: Get a Philips 32PHT5200 TV (worth S$529) with annual fee payment + B&O Play H5 (worth $379) with spend of S$5,000 + Samsonite Sigma 76cm luggage (worth S$600) with additional spend of S$2,500 within 6 months of card approval
  • Opt 2: Waived first year fee + Samsonite Armet 57cm Luggage (worth S$380) with S$7,500 spend within 6 months of card approval
  • Get S$50 dining voucher for The St. Regis Singapore. Dining discounts of 50%- 1 guest, 35%- 2 guests, 20%- 4-19 guests, 15%- solo at various hotels and over 60 restaurants
  • Please refer to listing for further information

How many freebies do you think you deserve for signing up for a credit card? One? Two? How about three? Apply for an American Express Platinum Credit Card and you can get a Philips 32″ Slim LED worth $529, a B&O Play H5 worth $379 and a Samsonite Sigma 76cm Expandable Spinner worth $600.

Okay, now take your jaw off the floor. Here’s the catch: For the Philips LED, you need to pay the first year annual fee of $321. For the B&O Play H5, you need to spend $5,000 within the first 6 months of card approval. And for the Samsonite luggage, you need to spend an addition $2,500 within the same 6 months.

But if you don’t think you’re up for those three freebies, you can opt instead for the first year annual fee waiver offer and get a Samsonite Armet Spinner 57cm worth $380 if you spend $7,500 within the first 6 months.

The promotion ends on 31 March 2017. If you are interested in the American Express Platinum Credit Card, click to apply here.

 

Are you planning to sign up for any of the above credit cards? Tell us which ones in the comments!

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Joanne Poh

In my previous life, I was a property lawyer who spent most of my time struggling to get out of bed or stuck in peak hour traffic. These days, as a freelance commercial writer, I work in bed, on the beach, in parks and at cafes, all while being really frugal. I like helping other people save money so they can stop living lives they don't like.

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