Everybody loves credit card sign-up promotions, but not many of us realise the promotions don’t end with a welcome gift. Banks actually shower us with tons of lifestyle deals and perks just for owning and using their credit cards or debit cards.
Once in a while, we even get super exclusive deals like priority early access to concert tickets. Remember the UOB pre-sale in 2023 that saw an onslaught of Swifties flood UOB? More recently, UOB cardholders also got early access to Waterbomb Singapore 2024.
Here’s a look at all the ongoing bank offers and deals in Singapore that you can enjoy with your credit card or simply with your banking app, including lucky draws, cashback or gift promotions, and flight deals.
Best Bank Offers in Singapore (May 2024): Giveaways, travel deals, and more
- Bank offers in Singapore: Giveaways, rebates and more
- Bank offers in Singapore: Travel deals
- Credit card privilege programmes in Singapore
Bank offers in Singapore: Lucky draws, giveaways and more
UOB’s The Big Savings Payout
Inflation getting the better of you? UOB’s latest promotion The Big Savings Payout is designed to help you fight back against inflation and boost your savings. Running until 29 Jun 2024, this special offer allows you to earn up to S$1,000 in guaranteed cash and enter a lucky draw to win NTUC vouchers simply by topping up your UOB savings account.
Here’s how it works:
- Register your participation by 29 Jun 2024.
- Deposit a minimum of S$20,000 into an eligible UOB account—a UOB One Account, UOB Stash Account, UOB Lady’s Savings Account, UOB Passbook Savings Account and UOB Uniplus Account.
- Keep your new money in your account for 4 months—that means no withdrawing even a portion of it.
Depending on how much you deposit, you could earn from S$80 up to a whopping S$1,000 in cash credits!
| New Funds Amount | Guaranteed Cash Credit Amount |
| S$20,000 | S$80 |
| S$50,000 | S$250 |
| S$100,000 | S$550 |
| S$150,000 | S$1,000 |
Now for the lucky draw part. By participating, you’ll also get a chance to win NTUC shopping vouchers worth a total of S$12,000 to help cover the rising costs of daily essentials like eggs, flour, and poultry. There’ll be 10 lucky winners who will get to stock up their pantry big time!
Plus, if you open a new UOB savings account, you’ll double your chances of winning.
ALSO READ: UOB One Account MoneySmart Review 2024
This offer is open to UOB Personal Banking, Wealth Banking, Privilege Banking, and Privilege Reserve Banking account holders and ends on 29 Jun 2024.
Win 1,500 ION+ Points monthly with American Express
Calling all shopping enthusiasts! If you love a good spree at ION Orchard, you won’t want to miss this promotion from American Express. In celebration of ION Orchard’s 15th anniversary, for 15 months, 15 winners every month will walk away with 1,500 ION+ Points if they spend a minimum of S$150 using an American Express Card at ION Orchard. Those points are equivalent to a whopping S$600 in e-vouchers!
You get extra bonus chances depending on which American Express credit card you pay with. If you go for the American Express® Platinum Reserve or Platinum Credit Card, you’ll score an additional 10 chances.
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- for every full S$1.60 spend at participating Platinum 10Xcelerartor Partners
- 10 Membership Rewards Points
- for every full S$1.60 spend on All Other Spend
- 2 Membership Rewards Points
- Rewards to Miles Conversion
- 1 Point = 0.55 Miles
Opt for The Platinum Card®, and you’ll get 20 bonus chances to win!
- for every S$1.60 spent
- Earn 2 Membership Rewards® points
- for every S$1.60 spent with 10Xcelerator by Membership Rewards®
- Earn 20 Membership Rewards® points
- on Membership Rewards® Points
- No Expiry Date
This fabulous opportunity runs from 1 Jan 2024 till 31 March 2025. Happy shopping!
POSB’s #FinFit Financial Planning Challenge for NSFs
You know that joke about how NSF (full-time national servicemen) actually stands for “not sufficient funds”? Well that could change with POSB’s #FinFit Financial Planning Challenge for NSFs running from now till 30 Sep 2024.
Here’s the deal: sign up by 30 Sep 2024, and take on various quests that’ll teach you all about growing your savings, going cashless, investing wisely, and securing yourself with a DBS insurance plan.
In return for your efforts, you’ll be rewarded with up to S$15,000 worth of prizes—not to mention the financial knowledge you’ll gain.
The first 1,000 NSFs to register will snag a cool S$5 cash gift. Plus, all eligible participants will enter a lucky draw where 40 winners will each win a digiPortfolio investment worth up to S$1,000:
- $1,000 digiPortfolio: 6 winners
- $200 digiPortfolio: 15 winners
- $100 digiPortfolio: 20 winners
The lucky draw will take place on 6 Nov 2024, and winners will be announced by 30 Nov 2024.
POSB Work Permit Welcome Rewards 2024
Are you new to POSB and hold a Work Permit? Great news! POSB is rolling out the red carpet for you with their POSB Work Permit Welcome Rewards 2024. Get ready to treat yourself with up to S$20 in bonuses just for getting started with your banking essentials.
Here’s how to snag those rewards:
- Open and Activate: Start by opening a POSB Payroll account and activate your new DBS Visa Debit Card—which, by the way, gives its credit card counterparts a run for their money.
- Spend and Earn: Use your DBS Visa Debit Card for your purchases, accumulating at least S$200 in qualified spends each month for three months. You’ll earn S$5 cashback each month, adding up to a total of S$15.
- Bonus Bucks: Haven’t tried PayLah! yet? Download and register on the PayLah! app using the promo code ‘FIVELAH’ to pocket an extra S$5.
Make sure to take advantage of these offers before they expire on 31 Dec 2024.
Standard Chartered Simply Cash Credit Card—0% foreign transaction fees
- Cash Back on Eligible spend
- Up to 1.5%
- Min. Spend per month
- S$0
- Cash Back Cap per month
- Unlimited
Get attractive gifts like a Nintendo Switch OLED (worth S$549) or a Hinomi Q1 Ergonomic Chair (worth S$499) or a Apple Watch SE (worth S$382.50) or a Sony WF-1000XM5 Wireless Headphones (worth S$429) or up to S$370 Cash via PayNow* when you apply and meet the relevant spend criteria! T&Cs apply.
Even though the Standard Chartered Simply Cash Credit Card isn’t a miles card (the Standard Chartered Journey Credit Card takes that spot), this promotion makes it a fantastic option for travellers this Jun 2024. Ready to maximise your travel spending without the extra fees? Here’s a great way to do it:
From now until 31 May 2024, you can enjoy 0% foreign transaction fees on your travel spends with the SC Simply Cash Credit Card. Just follow these three simple steps to unlock this benefit:
- Register: Send an SMS with the code FXSC to 77222 to successfully register for the promotion.
- Spend: Make sure to spend at least S$2,500 on your card before May 31, 2024.
- Earn Cashback: After meeting the spending requirement, you’ll receive 3.5% cashback on all foreign currency transactions during June 2024, up to a cap of S$50.
Do note that the 3.5% cashback is not on top of the 0% foreign transaction fees. The 3.5% offsets:
- A prevailing charge of 1% imposed by Visa on your transaction
- A prevailing fee of 2.5% of the converted Singapore Dollars amount of your transaction
This promotion is perfect for savvy travellers looking to save on fees. But act fast—registration is limited to the first 5,000 cardholders, and you only have until 31 May 2024 to spend $2,500 on your card.
43rd UOB Painting of the Year
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This one isn’t quite a bank promotion or offer, but you could stand to win up to $33,000 if you take part in the 43rd UOB Painting of the Year competition.
Open to all Singapore Citizens and Singapore Permanent Residents, whether you’re an established or emerging artist, this is your chance to showcase your talent and possibly win big.
Here’s how to enter:
- Submit your artwork electronically via www.UOBandArt.com by 11:59 PM on July 31, 2024. Ensure your photo is at least 300 DPI and no larger than 3 MB in JPEG or PNG format.
- If you make it to the second round, be ready to deliver your actual artwork on August 30 or 31, 2024, at Artspace@Helutrans.
Artworks will be evaluated on message, creativity, composition, and technique. Prizes are hefty, with the top award in the Established Artist Category reaching S$33,000, and a special regional prize of S$13,000 across the 5 countries—Indonesia, Malaysia, Singapore, Thailand, and Vietnam. Plus, 1 winner will earn a spot in a coveted residency program!
If you’re an artist, don’t miss this incredible opportunity to gain recognition and elevate your artistic career.
Bank offers in Singapore: Travel deals
There’s no shortage of airfare discounts from banks like DBS, Citibank, HSBC and more. I’ve trawled through their promotion pages to summarise them here.
Citibank flight promotions (2024)
Have a Citibank credit card? Here’s a summary of Citibank’s ongoing flight promotions in 2024—there are plenty to choose from!
| Citibank airfare promotion | Departing from/Destination | Booking period | Travel period |
| Up to 10% off Qatar Airways (promo code: CITIQR24) | Singapore to selected destinations | Now till 31 May 2024 | Now till 30 Jun 2024 |
| Up to 10% off on Emirates | From Singapore | Now till 31 Jul 2024 | Now till 31 Aug 2024 |
| 6% off China Airlines | Selected destinations in North East Asia, Europe, North America, Oceania, South East Asia and more | Now till 31 Dec 2024 | Now till 31 Dec 2025 |
| Greater Bay Airlines Promotional Round Trip Fares of $156 (promo code: CBSGBA) | – | Now till 31 May 2024 | – |
| Singapore Airlines—fares from $178 | Singapore to selected destinations | Now till 24 May 2024 | Now to 24 May 2024; 24 Jun to 13 Nov 2024; 1 Jan to 28 Feb 2025 |
| 5% off EVA Air | Singapore to selected destinations in Asia, Europe, North America and Australia | Now till 31 Dec 2024 | Now till 31 Dec 2025 |
Book your flights with the Citi PremierMiles Card to earn Citi Miles that never expire.
- Local Spend
- S$1 = 1.2 Miles
- All Foreign Currency Spend including Retail and Online
- S$1 = Up to 2 Miles
- Selected Online Hotel Bookings
- S$1 = Up to 10 Miles
[FASTER GIFT FULFILMENT]
Get an Apple iPad (9th Gen), 64GB (worth S$508.30) or a Nintendo Switch OLED + S$60 Cash (worth S$609) or S$450 Lendlease E-Vouchers (can be used at 313@somerset, Jem, Parkway Parade, PLQ) or S$300 Cash via PayNow, in as fast as 6 weeks from meeting the S$500 spend criteria! T&Cs apply.
Your Citibank credit card could also get you a discount on online travel booking sites for accommodation, flights, and more. Here’s a list of the ongoing offers:
HSBC flight and cruise promotions (2024)
| HSBC airfare promotion | Departing from/Destination | Booking period | Travel period |
| Up to 10% off Qatar Airways (promo code: HSBCQRSG24) | Singapore to selected destinations | Now till 31 Oct 2024 | Now till 31 Dec 2024 |
| Up to 20% off Scoot (promo code: HSBCQRSG24) | Singapore to selected destinations (over 51 cities) | Now till 15 May 2024 | Various. See details here. |
| 5% off EVA Air | Singapore to selected destinations in Asia, Europe, North America and Australia | Now till 31 Dec 2024 | Now till 31 Dec 2025 |
On top of these promotions, you can also take $50 off flights, hotels and more with HSBC when you book on Traveloka with a minimum spend of $500. Book from now to 29 Dec 2024 for any travel period with the promo code HSBCWEEKEND.
HSBC cruise promotions (2024)
| HSBC cruise promotions | Valid till |
| 15% off Breakfast Buffet, Sunset & City Lights Dinner Cruise (promo code: HSBC15) | 30 Jun 2024 |
| Complimentary luggage + additional 5% off 1st and 2nd guests on any Balcony and Deluxe stateroom bookings | 31 Dec 2024 |
Don’t have an HSBC credit card? The HSBC TravelOne Card offers one of the highest miles earn rates for foreign spending, at 2.4 miles per S$1.
- on Local Spend
- S$1 = 1.2 miles
- on Foreign Currency Spend
- S$1 = 2.4 Miles
- Travel Insurance coverage, Airport Lounge visits
- Complimentary
Earn 3,950 SmartPoints or S$150 Cash via PayNow when you apply and spend a min. of S$500 from Card Account Opening Date to end of the following calendar month. T&Cs apply.
Why Choose SmartPoints?
Enjoy the ultimate flexibility to redeem ANY gift(s) at our Rewards Store
Short on points? Simply purchase more points on our store and grab your desired gift
View all HSBC travel promotions.
DBS flight promotions (2024)
From complimentary luggage bags to 10% off airfares, DBS credit cards have plenty of ongoing flight promotions:
| DBS airfare promotion | Departing from/Destination | Booking period | Travel period |
| 6% off China Airlines | Selected destinations in North East Asia, Europe, North America, Oceania, South East Asia and more | Now till 31 Dec 2024 | No restrictions |
| Up to 10% off Qatar Airways (promo code: DBSQR24) | From Singapore to various destinations | Now till 30 Sep 2024 | Now till 31 Dec 2024 |
| 10% off Qantas or British Airways (promo code: FLYDBS) | Qantas operated flights from Singapore to Australia, New Zealand, London plus eligible British Airways flights from London to the United Kingdom or Europe. | Now till 31 Dec 2024 | Now till 31 Dec 2025 |
| $150/$100/8% off flight bookings on KLM | Discount varies by destination and plane seat classes. | Now till 31 Dec 2024 | No restrictions |
| $100 off Economy and Premium Economy/Comfort class flight bookings on Air France (promo code: AFKLXDBS24) | Singapore to Europe, USA, Canada, Central and South America | Now till 31 Dec 2024 | No restrictions |
| $150 off Business class flight bookings on Air France (promo code: AFKLDBSBIZ) | |||
| 5% off EVA Air | Singapore to selected destinations in Asia, Europe, North America and Australia | Now till 31 Dec 2024 | Now till 31 Dec 2025 |
DBS is also running a number of ongoing accommodation offers:
| DBS accommodation promotions | Booking period | Stay period |
| Booking.com: Up to 10% cashback on accommodation bookings | Now till 31 Dec 2024 | Now till 31 Dec 2024 |
| Agoda: 15% off hotel bookings (capped at $30 per booking) | Now till 30 Apr 2024 | Now till 31 Dec 2024 |
| tiket.com: 5% off flights, hotels & attractions | Now till 31 May 2024 | No restrictions |
| Hotels.com: 8% off hotel bookings with Visa (promo code: VISA8) | Now till 31 Dec 2024 | Now till 30 Jun 2025 |
| Hotels.com: 8% off hotel bookings with Mastercard (promo code: MCSG8) | Now till 31 Jan 2025 | Now till 30 Jun 2025 |
| Trip.com: Up to $100 off flights and hotels | Now till 31 Dec 2024 | Now till 31 Dec 2024 |
The DBS Altitude Visa Signature Card is a great travel buddy. Pay for your travel expenses with it to earn up to 10 Miles per $1 in the form of Miles for Life! DBS Points that never expire.
- Local Spend
- S$1 = 1.3 Miles
- Overseas Spend (made in foreign currency)
- S$1 = 2.2 Miles
- On Travel Spend at Agoda
- S$1 = Up to 4.3 Miles
UOB flight promotions (2024)
With a UOB credit card, you could get up to 10% off flights to various destinations around the world.
| UOB airfare promotion | Departing from/Destination | Booking period | Travel period |
| 10% off Qantas or British Airways (promo code: FLYUOB) | Qantas operated flights from Singapore to Australia, New Zealand, London plus eligible British Airways flights to Europe when flying from Singapore to London | Now till 31 Dec 2024 | Now till 31 Dec 2025 |
| Up to 10% off on Emirates (promo code: SGUOB01) | From Singapore | Now till 30 Jun 2024 | Now till 31 Jul 2024 |
| 10% off Fiji Airways (promo code: VISA2023) | To Fiji or transit via Fiji | Now till 14 May 2024 | Now till 14 May 2024 |
| 5% off EVA Air | Singapore to selected destinations in Asia, Europe, North America and Australia | Now till 31 Dec 2024 | Now till 31 Dec 2025 |
| Up to 8% off China Airlines | From Singapore to selected destinations. | Now till 31 Dec 2024 | Now till 31 Dec 2025 |
| Up to S$120 off Singapore Airlines and Scoot flights via Trip.com (promo code: UOBSG) | – | Valid till 31 May 2024 from double-date dates of each month (e.g. 6/6 – 30/6, 7/7 – 31/7) only. | – |
| Up to 10% off All Nippon Airways (promo code: UOBSG) | Round-trips from Singapore to Japan | Now till 31 Jul 2024 | Now till 28 Feb 2025 |
View all UOB flight promotions.
Although the UOB flight deals above don’t have any for Singapore Airlines, the KrisFlyer UOB Credit Card is a great way to earn KrisFlyer Miles on your Singapore Airlines, SilkAir, Scoot, KrisShop, and Kris+ purchases.
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- on Singapore Airlines, Scoot, KrisShop, Kris+ purchases
- S$1 = 3 Miles
- on dining, food delivery, online shopping, online travel, and transport spend
- S$1 = 3 Miles
- on all other spend
- S$1 = 1.2 Miles
OCBC flight promotions (2024)
OCBC credit cards don’t fall short on travel promotions. Check out these lists of flight and hotel promotions!
| OCBC airfare promotion | Departing from/Destination | Booking period | Travel period |
| 10% off Qantas or British Airways (promo code: FLYOCBC) | Qantas operated flights from Singapore to Australia, New Zealand, London plus eligible British Airways flights from London to the United Kingdom or Europe. | Now till 31 Dec 2024 | Now till 31 Dec 2025 |
| Up to 10% off Emirates flights (promo code: SGOCBC1) | 10% off flights from Singapore to Melbourne; 5–10% off flights from Singapore to other Emirates destinations | Now till 31 Oct 2024 | Now till 30 Nov 2024 |
| Up to 6% off Japan Airlines | Round-trip flights to Japan | Now till 30 Sep 2024 | Now till 31 Mar 2025 |
| Singapore Airlines flights from $158 | Flights from Singapore | Now till 24 May 2024 | Now till 28 Feb 2025 |
| 5% off EVA Air | Singapore to selected destinations in Asia, Europe, North America and Australia | Now till 31 Dec 2024 | Now till 31 Dec 2025 |
| OCBC accommodation promotions | Booking period | Stay period |
| 8% off selected hotel bookings on Hotels.com with Mastercard (promo code: MCSG8) | Now till 31 Jan 2025 | Now till 30 Jun 2025 |
| 8% off selected hotel bookings on Hotels.com with Visa (promo code: VISA8) | Now till 31 Dec 2024 | Now till 30 Jun 2025 |
| Up to 10% Booking.com Wallet Credits on accommodation bookings | Now till 31 Mar 2026 | – |
| 18% off accommodation worldwide on Agoda (capped at $40 per booking) | Now till 30 Jun 2024 | – |
| $10 off on Klook with $150 minimum spend (promo code: OCBC<YR>10OFF<MTH> (e.g. OCBC2410OFFAUG) | Now till 31 Jan 2025 | – |
View all OCBC travel promotions.
The OCBC 90°N Card is OCBC’s signature miles card that lets you earn up to 7 Miles per $1 spend on Agoda accommodations worldwide.
- on Agoda accommodations worldwide
- S$1 = Up to 7 Miles
- on Foreign Currency spend
- S$1 = 2.1 Miles
- on Local spend
- S$1 = 1.3 Miles
- on Agoda accommodations worldwide
- S$1 = Up to 7 Miles
- on Foreign Currency Spend
- S$1 = 2.1 Miles
- on Local Spend
- S$1 = 1.3 Miles
Maybank flight promotions (2024)
Charge your next Qatar Airways or EVA Air flight to your Maybank credit card to enjoy up to 10% off.
| Maybank airfare promotion | Departing from/Destination | Booking period | Travel period |
| 5% off Firefly flights with promo code FYMBB5 | From any point of departures in Malaysia to all Firefly-operated destinations | Now till 22 May 2024 | Now till 15 Dec 2024 |
| Up to 10% off Qatar Airways with promo code MBQR24 | From Singapore, Malaysia, Philippines, Indonesia or Cambodia to selected destinations | Now till 30 Sep 2024 | Now till 31 Dec 2024 |
| 5% off EVA Air | Singapore to selected destinations in Asia, Europe, North America and Australia | Now till 31 Dec 2024 | Now till 31 Dec 2025 |
| Maybank travel booking site promotions | Booking period | Stay period |
| Up to 7% off hotel and flight bookings on Trip.com (promo codes: MBBSGHOTELS / MBBSGFLIGHT) | Now till 30 Jun 2024 | Now till 30 Jun 2025 |
Make the most of your travel spending by charging your air ticket to the Maybank Horizon Visa Signature card. You’ll earn 3.2 air miles (8X TREATS Points) for every S$1 spent on air tickets and foreign currency transactions!
- on Air Tickets and Foreign Currency Spend
- S$1 = 7X Points
- on local Shopping, Groceries, Dining, Hotel Bookings
- S$1 = 3X Points
- Rewards to Miles Conversion for Selected Airline Partners
- 1 Point = 0.4 Miles
Credit card privilege programmes in Singapore
If you own a credit card, you’re entitled to dining, travel, and other lifestyle offers you may not even know about. Each bank has their own privilege programme or deals catalogue that makes claiming a deal as easy as applying a promo code or claiming a voucher on your banking app.
These differ from rewards programmes that let you redeem gifts using points accumulated from your credit card spending—for example, redeeming a $5 NTUC voucher with 100 points. Here, we’re talking about catalogues of deals and promotions that you have the privilege of accessing simply because you have a credit card with that bank—for example, showing your credit card at a restaurant to enjoy a 1-for-1 offer on all main courses.
Here’s a list of credit card promotion/privilege programmes in Singapore for UOB, DBS, and more.
UOB: UOB Rewards+
UOB Rewards+ is the UOB rewards programme that all UOB Cardmembers are entitled to. It also claims to be the largest rewards catalogue in Singapore. So if you have a UOB card, make sure you download the UOB TMRW app to browse all deals. You can also view dining deals at The Dining Advisor.
Standard Chartered: The Good Life
The Good Life Privileges is a deals and rewards programme open to anyone with a Standard Chartered credit or debit card (or both).
Citibank: Citi World Privileges
Citi World Privileges is full of deals for not just the rest of the world while you’re on holiday, but when you’re back home in Singapore too.
DBS Privileges and Offers
DBS may not have a fancy schmancy name for their credit card offers programme, but they’ve still got a ton of good deals you should check out.
American Express: Love Dining and Chillax
Amex Platinum cards aren’t the most accessible, but give you access to tons of dining deals and privileges. Check out their Love Dining deals for offers at restaurants and hotels, and their Chillax programme 1-for-1 drink offers and welcome cocktails at bars around the island.
HSBC Credit Card Promotions and Deals
Like DBS, HSBC doesn’t have a dedicated name for their HSBC credit card promotions programme. An HSBC credit card also gives you access to standard offers on The Entertainer with HSBC, although only selected cards give you premium offers.
OCBC Credit Card Promotions
Another nameless programme, OCBC’s credit card promotions and deals span across food, fashion, health and many other categories.
Maybank Credit Card Promotions
The Maybank credit card promotions are all listed online, but don’t forget to change the filter to see the promotions you want. Categories include: dining, beauty, travel, wellness, shopping, and more. There doesn’t seem to be a way to see all categories at once.
CIMB Credit Card Promotions
Check out CIMB’s credit card deals across categories like dining, travel and lifestyle, e-commerce, and beauty and wellness. You can also select “near me” to see deals based on your location.
We’ve also summarised the Best Credit Card Offers in Hong Kong. Check them out!
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About the author
About the authorVanessa Nah is a personal finance content writer who pens articles on the ins and outs of insurance, the T&Cs of credit cards, and the ups and downs of alternative investments. She’s a researcher at heart and leaves no stone unturned when it comes to breaking down complex finance concepts and making them easy to understand for the everyday Singaporean. When Vanessa’s not debunking finance myths or sniffing out the best deals, you’ll find her attending dance classes, fingerpicking a guitar, or (most impawtently) fulfilling her life mission to make her one-eyed cat the most spoiled and loved kitty in the world.
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