joannepoh

Articles by Joanne Poh

In my previous life, I was a property lawyer who spent most of my time struggling to get out of bed or stuck in peak hour traffic. These days, as a freelance commercial writer, I work in bed, on the beach, in parks and at cafes, all while being really frugal. I like helping other people save money so they can stop living lives they don't like.

American Express Platinum Credit Card
Credit Cards
American Express Platinum Card – MoneySmart Review 2022
Some cards are meant to be used on unsexy but necessary things like grocery shopping and MRT rides, while others are for the finer things in life. The American Express...
29 August 2022
Allianz Travel Insurance Singapore Review: Covid-19 Coverage (2022) Image by Pexels/ Vlada Karpovich
Travel Insurance
Allianz Travel Insurance Singapore Review: Covid-19 Coverage (2022)
Allianz is best known to those who have existing car loans. But for the rest of us BMW customers (Bus, MRT, Walk), there seemingly aren’t too many reasons to bother...
25 August 2022
UOB EVOL (Formerly YOLO) Credit Card — MoneySmart Review 2022
Credit Cards
UOB EVOL (Formerly YOLO) Credit Card — MoneySmart Review 2022
Previously, the UOB YOLO Card was a cashback credit card with generous cash rebates of up to 8% on dining, entertainment, online shopping and travel — exactly what Singaporean millennials...
18 August 2022
My First Skool - top preschool in Singapore
Education
My First Skool: Bringing High Quality Education to All Income Brackets
This post was written in collaboration with My First Skool. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the...
Citi Quick Cash Personal Loan - how much personal loan can you get?
Personal Loans
3 Factors That Affect How Much Personal Loan You Can Get
This post was written in collaboration with Citibank Singapore Limited. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the...
DBS Woman’s Card & DBS Woman’s World Credit Cards Review (2022)
Credit Cards
DBS Woman’s Card & DBS Woman’s World Credit Cards Review (2022)
Being a woman comes with its fair share of perks in the world of credit cards. Specifically, woman’s cards which are designed to reward women with additional perks. Besides the...
15 August 2022
Syfe Singapore review 2020 - robo advisor in Singapore
Invest
Syfe Review 2022 — Cash, REIT Portfolios, Syfe Trade, Promo Code, Fees
Syfe has quickly become one of the most popular robo advisors thanks to its straightforward interface, affordable fees and no minimum investment. For beginners who are just testing the waters or those...
12 August 2022
Aviva Travel Insurance Review
Travel Insurance
Singlife with Aviva Travel Insurance Review: Covid-19 Cover, SAF MINDEF Promotion
The name “Aviva” rings a bell in the minds of all Singaporean men, since they provide you with life insurance when you’re doing National Service. Your NS or reservist days...
8 August 2022
tokio marine travel insurance
Travel Insurance
Tokio Marine Travel Insurance Review: Claim, Promotion, Policy Wording
Tokio Marine deserves a prize for being the most underrated insurance company in Singapore. The only thing most people know about them is that they’re a Japanese company like Daiso....
8 August 2022
mutual funds vs unit trusts vs ETFs - what's the difference?
Invest
Mutual Funds vs Unit Trusts vs ETFs vs Money Market Funds: What’s the Difference?
This post was written in collaboration with FUTU Singapore (FUTU SG). While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with...
AXA Travel Insurance Review
Travel Insurance
AXA Travel Insurance Review: Covid-19 Cover, Wanderlust vs SmartTraveller (2022)
The number of bargain travel insurance plans has exploded. Nowadays, you can find plans that are so cheap that it’s a wonder premium travel insurance like AXA Wanderlust even exists....
4 August 2022
airlines travel insurance
Travel Insurance
Airline Travel Insurance – What does SIA, Scoot, Jetstar travel insurance cover?
Booking a flight online these days is less about making sure you get what you want than making sure you opt out of what you don’t want. Whether you’re flying...
3 August 2022
Best Travel Insurance with Covid-19 Coverage for Kids & Children
Travel Insurance
Best Travel Insurance with Covid-19 Coverage for Kids & Children
As sensible readers, we know you wouldn’t dream of going abroad without travel insurance. Especially, not now that Ms Rona is a thing. Well, if you’re a parent travelling with...
2 August 2022
amex travel insurance singapore
Travel Insurance
AMEX Travel Insurance Singapore Review: Platinum Card, KrisFlyer Card (2022)
If you’re an American Express credit card user, not only are you a relatively rare breed, but you might also already have used the famous free Amex travel insurance. (Technically,...
1 August 2022
travel insurance singapore
Travel Insurance
Travel Insurance Singapore: Is It Necessary To Buy Travel Insurance?
Travel insurance sounds like something meant to fleece kiasi people of their hard-earned cash. Many of us pay for travel insurance before we get on that plane. But why don’t...
28 July 2022
RHB Singapore RHB Malaysia RHB fixed deposit
Fixed Deposits
Often Shuttle Between Malaysia & Singapore? 5 Reasons Why RHB Singapore Could Suit Your Financial Needs
This post was written in collaboration with RHB Singapore. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same...
Circles.Life — best telco in Singapore that has awesome rewards and promotions
Budgeting
3 Ways This Telco Pampers Its Customers with Awesome Rewards & Surprises
This post was written in collaboration with Circles.Life. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
Supplementary Retirement Scheme (SRS) account singapore
Budgeting
What is SRS Account – Supplementary Retirement Scheme? Guide to Opening SRS Account
I’ve been dreaming about retirement since the day I started working. So the Supplementary Retirement Scheme (SRS), as dry as it sounds, is more interesting to me than a Uniqlo...
30 June 2022
whole life insurance singapore
Life Insurance
Whole Life Insurance Pros & Cons: Is It Ever A Good Idea?
Or maybe you’ve heard about this whole vs term life insurance debate, and thought to yourself, same same but different. After all, they’re both life insurance — how different can they...
25 June 2022
DBS Vantage Visa Infinite credit card - new affluent card cashback and miles card
Credit Cards
DBS Vantage Visa Infinite Card: 4 Reasons Why We Love This New CC
This post was written in collaboration with DBS. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
Close up of a hand holding Monopoly bills.
Savings Accounts
Maybank SaveUp Account Review: Is SaveUp Account’s 3% Interest Rate Good?
Everyone needs a high interest savings account in their lives. These accounts let you earn a bit of interest on your spare cash—what’s not to like about that? The hard...
22 June 2022
Allianz travel insurance international healthcare insurance
Health Insurance
Travel Insurance vs International Healthcare Insurance: Key Differences & How to Know Which One You Need?
This post was written in collaboration with Allianz. While we are financially compensated by them, we nonetheless strive to maintain our editorial integrity and review products with the same objective...
How Much Savings Do You Need to Retire in Singapore?
Invest
How Much Savings Do You Need to Retire in Singapore?
I’ll start this article by saying there’s probably no correct answer as to the amount “the average person” needs to retire in Singapore. We are not all robots living identical...
14 June 2022
UOB Lady's Savings Account provides insurance protection coverage for female medical problems, female cancers
Savings Accounts
UOB Lady’s Savings Account – MoneySmart Review (2022)
We’re used to seeing all sorts of products marketed at women only, from pink mobile phones to the UOB Lady’s Credit Card. So, the fact that UOB’s Lady’s savings account...
14 June 2022
best kids' savings account for children singapore
Family
Choosing the Best Kids’ Savings Account to Grow Your Child’s Money in 2022
Kids in Singapore know they’ve got to think about the future. In between those battles with Pokemon and afternoons at the playground, they’re worrying about the PSLE or how they’re...
10 June 2022